דרושים Risk Analyst ב-United States, Ohio, Toledo

This job collaborates closely with the business and finance teams on activities such as forecasting, budgeting, month-end closing, financial/deal modeling, performance measurement, reporting and analysis, you will support the development and implementation of transformation projects, optimizing analytics tools and process strategies. Additionally, you will be responsible for reviewing financial or deal model performance, implementing enhancements as needed, you will contribute to improving processes, and you will be collaborating with stakeholders to gather inputs for business forecasts, summarize insights, and present them to senior leadership.

Essential Responsibilities:

• Support planning and forecasting processes
• Review business performance on regular cadences (weekly, monthly,quarterly)Collaboratewith stakeholders to gather inputs and summarize insights
• Produce executive-level presentations
• Work closely with the finance and technical teams to drive process and system improvements
• Facilitate discussions with various stakeholders, manage expectations, and collaborate cross-functionally
• Consult with finance leads to review and discuss key issues, risks, and dependencies for assigned initiatives
• Document and escalate potential risks/issues, assist in developing mitigation strategies, and support their implementation

Expected Qualifications:

• 3+ years relevant experience and a Bachelor’s degree OR Any equivalent combination of education and experience.

• Bachelor’s degree in Finance, Accounting, Economics, or a related quantitative field; MBA or professional certification (CPA, CFA) preferred.
• 5+ years of progressive experience in Financial Planning & Analysis, Corporate Finance, or related analytical roles—ideally within a global technology, fintech, or payments organization.
• Proven experience with financial modeling, forecasting, and variance analysis to support business decision-making.
• Advanced proficiency in Excel and financial modeling; experience with planning tools such as SAP, Hyperion, Adaptive Insights, or Workday Adaptive Planning.
• Strong knowledge of GAAP, key financial metrics, and operating performance indicators.
• Experience with data visualization and reporting tools such as PowerPoint, Tableau, Power BI, or SQL for analytics and automation.
• Demonstrated ability to translate complex financial data into clear insights and actionable recommendations.

Travel Percent:

The total compensation for this practice may include an annual performance bonus (or other incentive compensation, as applicable), equity, and medical, dental, vision, and other benefits. For more information, visit .

The US national annual pay range for this role is $84,500 to $140,250

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Belonging at PayPal:

Any general requests for consideration of your skills, please

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As the Director, Payments Enterprise Risk Management, you will play a critical leadership role in overseeing risks tied to payment network operations, transaction flows, and financial exposures. You will design and drive an enterprise-wide risk strategy that ensures operational excellence, fraud prevention, regulatory compliance, and long-term resilience of PayPal’s global payments ecosystem.

Essential Responsibilities:

• Establish overall business or technical strategy for risk management with significant impact on operations.
• Influence executive-level decision-making through strategic risk assessments and recommendations.
• Partner with stakeholders to implement strategies that reduce or transfer identified risks.
• Monitor and analyze risk exposure to ensure alignment with organizational objectives.
• Lead initiatives that contribute to long-term sustainability and resilience in the face of uncertainty.

Expected Qualifications:

• Minimum of 15 years of relevant work experience and a Bachelor's degree or equivalent experience.

Risk Strategy & Governance

• Design and execute PayPal’s enterprise-wide payments risk strategy as part of the second line of defense across fraud, credit, liquidity, and operational risk.
• Establish frameworks for risk assessment, prioritization, and control design, aligning strategies across business functions and geographies.
• Lead operational risk committees and contribute to senior leadership forums, providing regular insights and recommendations to executives and the board.

Holistic Payments Risk Oversight

• Oversee end-to-end risk assessments of payment operations, including reconciliation, ledger integrity, settlement, and exception management.
• Lead efforts to mitigate risks tied to network processing, infrastructure failures, payment fraud, anomalies, processing errors, and vendor exposures.
• Identify, monitor, and report key risk indicators (KRIs) and operational loss events; ensure effective remediation and prevention plans.

Operational Resilience & Controls

• Develop and enhance operational controls to strengthen payment processing integrity, scalability, and fraud defenses.
• Oversee risk modeling initiatives to proactively identify vulnerabilities in transaction networks and implement practical responses.
• Lead incident management, including escalation, investigation, root cause analysis, containment, and remediation.
• Partner with business, technology, compliance, and governance teams to implement process enhancements that improve resilience.

Partnership & Collaboration

• Build strong relationships with payment networks, regulators, financial institutions, and processing partners to strengthen trust and reduce ecosystem-wide risks.
• Partner with fraud, compliance, credit, liquidity, product, engineering, treasury, legal, and other teams to ensure comprehensive risk coverage.
• Provide strategic risk guidance on new payment products, projects, and technology deployments.

Leadership & Culture

• Inspire and mentor diverse talent within risk and payments teams, fostering collaboration, innovation, and accountability.
• Act as a thought leader in advancing PayPal’s capabilities in payments risk, operational resilience, fraud management, and governance.

Minimum Qualifications

• Bachelor’s degree in business, finance, or related field; advanced degree preferred.
• 12–15+ years of experience in payments, operational risk, fraud prevention, enterprise risk management, or financial regulation.
• In-depth expertise in payment systems, settlement processes, and risk frameworks (SOX, COSO, or equivalent).
• Proven track record of success in complex financial or fintech environments.

Preferred Qualifications

• Experience with high-volume, high-value payment networks in a fintech, payments processor, or financial institution.
• Strong technical acumen for collaborating with engineering and risk teams on tools, models, and algorithms.
• Familiarity with global payment requirements, fraud trends, regulatory standards, and compliance practices.
• Exceptional leadership, communication, and executive influencing skills.
• Demonstrated ability to build cross-functional and external partnerships.

Travel Percent:

The total compensation for this practice may include an annual performance bonus (or other incentive compensation, as applicable), equity, and medical, dental, vision, and other benefits. For more information, visit .

The US national annual pay range for this role is $152,500 to $262,350

Our Benefits:

Any general requests for consideration of your skills, please

This job utilizes your Treasury experience to perform and improve Treasury activities, which may include performing daily cash management, forecasting, driving operational efficiencies, assisting system enhancement projects and FX exposure management / trading. You will be expected to run projects independently while actively collaborating with peers within Treasury and other business units. Additionally, you will support treasury policy development and compliance, handle special projects, and engage in data analysis for senior management reporting.

Essential Responsibilities:

• Perform daily cash management and forecasting activities to ensure operational liquidity
• Monitor and manage cash positions to optimize investment opportunities
• Review global bank account balances to support global Treasury and PayPal Business Units liquidity requirements
• Support updates/enhancements to systems and processes
• Develop and support Treasury policies, procedures, and controls
• Monitor FX exposures; manage and execute daily FX trades including derivatives hedging with bank counterparties
• Prepare data reports in support of monthly and quarterly controls
• Assist with execution of Transformation initiatives
• Identify and recommend process improvements for area of responsibility
• Design and implement dashboard-based analytics platform and tools

Minimum Qualifications:

• Minimum of 5 years of relevant work experience and a Bachelor's degree or equivalent experience.

• Passion for exploring innovative treasury solutions using emerging technologies like AI and PYUSD stablecoin

• Advanced Excel skills with strong financial modeling capabilities

• Experience with both direct and indirect cash flow forecasting methodologies

• Knowledge of in-house banking concepts and implementation processes

• Proficiency in treasury management platforms (Quantum, Kyriba, or equivalent)

• Skill with PowerBI or comparable data visualization tools

• History of developing and maintaining performance metrics reporting

• Track record of successfully implementing new treasury technologies or methodologies

• Ability to thrive in ambiguous situations with shifting priorities

• Multinational experience with exposure to multiple currencies and international banking structures

Travel Percent:

The total compensation for this practice may include an annual performance bonus (or other incentive compensation, as applicable), equity, and medical, dental, vision, and other benefits. For more information, visit .

The US national annual pay range for this role is $94,000 to $156,200

Our Benefits:

Any general requests for consideration of your skills, please

This role requires deep expertise in merchant underwriting and the payments ecosystem, exceptional organizational skills, the ability to communicate across all levels of the organization and proven ability to influence change within a complex and fast-paced organization.

Position Responsibilities:

• Directly manage a global team of risk professionals supporting onboarding and ongoing reviews of PayPal’s merchant customer segments globally
• Partner with second line Financial Risk Oversight teams and first line data science teams to implement risk appetite statements, support ongoing analysis of macroeconomic trends and enhance ongoing monitoring
• Provide subject matter expertise and tailored deal guidance for complex global merchant onboarding opportunities, including briefings for senior leadership and direct merchant advisory discussions at the executive level where appropriate
• Identify control opportunities for new and existing industry verticals or market expansions
• Partner with technology teams to oversee requirements and the development of tools to support enhanced risk reviews and decision-making
• Serve as the primary lead on merchant risk matters with payment ecosystem partners, including acquiring banks and card networks

Requirements:

• 10+ years of experience in underwriting and risk management in the payments industry
• 5+ years of leadership experience, including managing teams of 10 or more people
• Excellent analytical skills and ability to identify and mitigate risk
• Strong communication and interpersonal skills, with the ability to build relationships and influence others
• Extensive knowledge of industry regulations and compliance requirements
• Experience with complex merchant underwriting, including deal structuring and risk assessment
• Experience working with external stakeholders, including financial partners and
• Proven ability to navigate a continuously changing global regulatory ecosystem
• Exceptional interpersonal and influencing skills, with the ability to partner effectively at multiple levels and across disciplines
• Proven ability to exhibit agility in navigating from current state to proposed solutions
• Exceptional written and oral communication skills
• Experience creating and delivering presentations to executive audiences, regulators/external stakeholders

Travel Percent:

The total compensation for this practice may include an annual performance bonus (or other incentive compensation, as applicable), equity, and medical, dental, vision, and other benefits. For more information, visit .

The US national annual pay range for this role is $188,000 to $323,950

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Our Benefits:

Any general requests for consideration of your skills, please

to view the notice.

Essential Responsibilities:

• Develop and implement strategic sourcing plans that align with PayPal's overall business objectives and procurement strategies.
• Conduct comprehensive category and supplier analysis to identify opportunities for cost savings, risk mitigation, and performance improvement.
• Lead negotiations with suppliers to secure favorable terms, pricing, and service levels, ensuring optimal value for PayPal.
• Manage supplier relationships to ensure high-quality performance, compliance with contractual obligations, and continuous improvement.
• Collaborate with cross-functional teams to understand business needs, gather requirements, and develop sourcing strategies that support organizational goals.
• Monitor market trends and industry developments to identify potential risks and opportunities in the procurement landscape.
• Evaluate and select vendors based on thorough research, assessment, and alignment with PayPal's strategic goals and quality standards.
• Develop and maintain procurement policies and procedures to ensure compliance with internal and external regulations.
• Analyze spend data and procurement metrics to track performance, identify areas for improvement, and report findings to senior management.
• Provide guidance and mentorship to junior analysts and other team members, fostering a culture of continuous learning and professional development.

Minimum Qualifications:

• Minimum of 5 years of relevant work experience and a Bachelor's degree or equivalent experience.

Travel Percent:

The total compensation for this practice may include an annual performance bonus (or other incentive compensation, as applicable), equity, and medical, dental, vision, and other benefits. For more information, visit .

The US national annual pay range for this role is $76,500 to $126,500

Our Benefits:

Any general requests for consideration of your skills, please

Essential Responsibilities:

• Develop and implement strategic sourcing plans that align with PayPal's overall business objectives and procurement strategies.
• Conduct comprehensive category and supplier analysis to identify opportunities for cost savings, risk mitigation, and performance improvement.
• Lead negotiations with suppliers to secure favorable terms, pricing, and service levels, ensuring optimal value for PayPal.
• Manage supplier relationships to ensure high-quality performance, compliance with contractual obligations, and continuous improvement.
• Collaborate with cross-functional teams to understand business needs, gather requirements, and develop sourcing strategies that support organizational goals.
• Monitor market trends and industry developments to identify potential risks and opportunities in the procurement landscape.
• Evaluate and select vendors based on thorough research, assessment, and alignment with PayPal's strategic goals and quality standards.
• Develop and maintain procurement policies and procedures to ensure compliance with internal and external regulations.
• Analyze spend data and procurement metrics to track performance, identify areas for improvement, and report findings to senior management.
• Provide guidance and mentorship to junior analysts and other team members, fostering a culture of continuous learning and professional development.

Minimum Qualifications:

• Minimum of 5 years of relevant work experience and a Bachelor's degree or equivalent experience.

Travel Percent:

The total compensation for this practice may include an annual performance bonus (or other incentive compensation, as applicable), equity, and medical, dental, vision, and other benefits. For more information, visit .

The US national annual pay range for this role is $76,500 to $126,500

Our Benefits:

Any general requests for consideration of your skills, please

This job involves collaborating with internal teams to enhance the quality and effectiveness of business processes. The Sr Analyst analyzes existing workflows to identify improvement areas and proposes alternative solutions. They oversee team performance, prioritize tasks, and conduct independent research to inform strategies. This position requires a strong understanding of process management and the ability to influence project outcomes effectively.

Essential Responsibilities:

• Partner with Finance stakeholders to identify enablement needs across new product initiatives, launches, and platform modernization efforts.
• Drive intake, documentation, and validation of Finance requirements for new products.
• Collaborate cross-functionally with Product, Engineering, Legal, and Compliance to ensure Finance requirements are embedded early in the product lifecycle.
• Lead the coordination of business requirement inputs across Finance functions and contribute to process standardization efforts.
• Support Finance alignment for M&A integrations, including onboarding to internal tooling and visibility into flow-of-funds and accounting impact.
• Contribute to portfolio prioritization and capacity planning efforts, including intake validation, delivery tracking, and risk escalation.
• Participate in Finance pre-alignment discussions to assess product readiness and support structured execution planning.
• Identify and document process improvement opportunities across financial systems, data workflows, and stakeholder engagement models.
• Assist with documentation, training, and enablement tools to reinforce scalable delivery of finance requirements.

Minimum Qualifications:

• Minimum of 5 years of relevant work experience and a Bachelor's degree or equivalent experience.

• 5–8 years of experience in product finance, strategy, fintech, payments, or cross-functional program management within a highly matrixed organization.

• Proven track record in driving complex product launches with embedded finance, risk, or compliance requirements.

• Deep understanding of financial infrastructure

• Experience navigating regulatory and compliance frameworks related to payments, crypto, or global financial products.

• Strong familiarity with product lifecycle processes, including new product intake, BRDs, change management, and go-to-market readiness.

• Demonstrated ability to translate finance and risk requirements into actionable execution plans for product and engineering teams.

• Effective communicator with experience influencing senior stakeholders, facilitating cross-functional alignment, and managing competing priorities.

• Proficiency in project management tools (e.g., Jira, Smartsheet, Confluence), with an ability to build structure in ambiguous environments.

• Ability to triage and prioritize initiatives across multiple business units

Travel Percent:

The total compensation for this practice may include an annual performance bonus (or other incentive compensation, as applicable), equity, and medical, dental, vision, and other benefits. For more information, visit .

The US national annual pay range for this role is $76,500 to $126,500

Our Benefits:

Any general requests for consideration of your skills, please

to view the notice.