Little River, South Carolina, United States of America
110,760 - 166,400 USDPersonal & Commercial Banking
Depth & Scope:
- Oversees an operational function with overall accountability for providing strategic direction, guidance on a broad and diverse range of complex operational activities/analysis and/or specialized project support or services
- Is accountable for establishing a sound system of risk oversight, management, and internal and regulatory controls to identify, assess, monitor, and manage material, reputational and financial risks related to the conduct of TD Banks activities
- Monitors and analyzes market and regional performance related to retail operations, loss, risk exposure, controllable expenses and determines ongoing development, long term business plan goals and operational integrity, adherence to risk requirements and operational processes
- Acts as a key liaison at the region and division level to actively engage stakeholders within the Bank and broader industry, developing and maintaining strong business partnerships, clarifying client needs and delivering client centered solutions that enhance the overall end-to-end experience
- Executes/measures/coachesto AMCB risk procedure changes to ensure regulatory findings are solutioned
- Independently decisions high risk cash items and processes–Top level escalation point for significant risk matters/exceptions; oversees problem resolution
- Acts as a change agent for all TD AMCB store process or procedure changes, implementations or additions
- Acts as crisis management leaders within their regions for events such as weather, pandemic etc.
- Acts as a key contributor to strategic initiatives, functional projects/programs and/or internal/external working groups, and may have sign off authority on projects of larger scale and/or complexity
Education & Experience:
- Undergraduate degreeor equivalent experience
- 10+ years of relevant experience
- Prior supervisory experience required
- Project management and organizational skills needed with demonstrated ability to bring a project in on time and within budget
- Proven ability to implement change successfully
- Strong written and verbal communication skills
- Prior successful relationship management experience required
- Demonstrated ability to influence the actions of others and decisions successfully without express authority within the assigned Region and Market
- Demonstrated comprehensive knowledge of bank policies and procedures
- PC experience including Microsoft Office Suite and Company applications as necessary
- Travel within the Region is required
- Travel outside the region/market may be necessary
- Exhibits strong leadership competencies, collaboration, flexibility, influence, innovative, creativity, integrity, and passion
- Strong project management skills with ability to influence at all levels
- Proven analytical skills
Customer Accountabilities:
- Is future focused, foresees gaps and trends and influences direction across the Region, with Business Partners and will have an influence across the Market accountable for risk mitigation, colleague and customer experience
- Transforms the store service delivery model for the future; drives efficiency, reduces losses, creates capacity, cost avoidance by being a change agent to align to Customer Strategy
- Oversees operational excellence to manage daily, weekly, monthly Store controls, processes and procedures to ensure passing corporate audits and regulatory compliance/OCC/CFPB Compliance exams
- Leads and manages regional operations matrix, Teller differences, Cash Items, as well as all regional controllable expenses and cash currency management system
- Assesses physical appearance of stores and adherence to the TD Look Guide; identifies strengths and opportunities for improvement
- Coaches/Informs/Influencesstore and regional and executive leadership to ensure Customer problems are handled appropriately and participates in the resolution of Customer issues as needed
- Assesses and responds to effective and consistent risk management and mitigation throughout assigned area as it relates to loss, exposure, reputation, Customers, Employees and the brand
- Influences developing policies, procedures and processes and/or assisting on more complex projects
- Implements and maintains retail operations policies, procedures and processes through store visits, regional leadership meetings and involvement in training initiatives
Shareholder Accountabilities:
- Acts as a key contributor to strategic initiatives, functional projects/programs and/or internal/external working groups, and may have sign off authority on projects within bank network/region
- Applies a high level of expertise and project management skills to a variety of projects for an assigned region
- Adheres to enterprise frameworks and methodologies that relate to operations activities for own area (e.g., Anti-Money Laundering, Business Continuity Management)
- Works closely with key business leaders to develop business plan, ensuring the optimal use of resources, and leverages operating model to maximize efficiency, effectiveness and scale
- Ensures appropriate escalation as well as access management (Diamond) protocol is in place and operating losses are reported appropriately
- Mitigates operating losses, ensures appropriate escalation
- Protects the interests of the organization; identifies and manages risks, resolves escalated matters and refers complex and/or nonstandard, high-risktransactions/activitiesas needed
- Collaborates with service delivery units, technology, finance and other functional specialist groups to ensure integrated service delivery, risk mitigation and compliance with applicable internal and external requirements
- Owns process development and documentation; ensures processes utilized are effective and efficient
- Monitors productivity and efficiency, operating systems to continually improve delivery capability consistent with overall financial and service objectives
Employee/Team Accountabilities:
- Provides thought leadership and/or industry knowledge for own area of expertise
- Encourages a positive work environment that promotes service to the business, quality, innovation and teamwork and ensures timely communication of issues/points of interest
- Identifies and recommends opportunities to enhance productivity, effectiveness and operational efficiency
- Works effectively as a team, supporting other members of the team in achieving business objectives and providing client services
- Participates in knowledge transfer within the team and business units
- Contributes to the overall performance management process by providing coaching and input into team members' assessment regarding operational and risk policy and procedures
- Grows team expertise to align with business/enterprise demand and direction; assesses team skills and capabilities and continually looks for ways to provide and enhance the value delivered
- Ensures ongoing training and development of staff to meet department objectives for service and productivity
- Coaches Store teams to Quality Assurance results obtained for high-risk operational components, ensuring results meet operational, legal and regulatory standards
Physical Requirements:
Never: 0%; Occasional: 1-33%; Frequent: 34-66%; Continuous: 67-100%
- Domestic Travel – Occasional
- International Travel – Never
- Performing sedentary work – Continuous
- Performing multiple tasks – Continuous
- Operating standard office equipment - Continuous
- Responding quickly to sounds – Occasional
- Sitting – Continuous
- Standing – Occasional
- Walking – Occasional
- Moving safely in confined spaces – Occasional
- Lifting/Carrying (under 25 lbs.) – Occasional
- Lifting/Carrying (over 25 lbs.) – Never
- Squatting – Occasional
- Bending – Occasional
- Kneeling – Never
- Crawling – Never
- Climbing – Never
- Reaching overhead – Never
- Reaching forward – Occasional
- Pushing – Never
- Pulling – Never
- Twisting – Never
- Concentrating for long periods of time – Continuous
- Applying common sense to deal with problems involving standardized situations – Continuous
- Reading, writing and comprehending instructions – Continuous
- Adding, subtracting, multiplying and dividing – Continuous
The above statements are intended to describe the general nature and level of work being performed by people assigned to this job. They are not intended to be an exhaustive list of all responsibilities, duties and skills required. The listed or specified responsibilities & duties are considered essential functions for ADA purposes.
Our Total Rewards Package
awards (e.g., eligibility for cash and/or equity incentive awards, generally through participation in an incentive plan) and several other key plans such as health and well-being benefits, savings and retirement programs, paid time off (including Vacation PTO, Flex PTO, and Holiday PTO), banking benefits and discounts, career development, and reward and recognition.
If you’re interested in a specific career path or are looking to build certain skills, we want to help you succeed. You’ll have regular career, development, and performance conversations with your manager, as well as access to an online learning platform and a variety of mentoring programs to help you unlock future opportunities. Whether you have a passion for helping customers and want to expand your experience, or you want to coach and inspire your colleagues, there are many different career paths within our organization at TD – and we’re committed to helping you identify opportunities that support your goals.
We will provide training and onboarding sessions to ensure that you’ve got everything you need to succeed in your new role.