Job Responsibilities:
- Develop and maintain periodic analytics to provide management with full insight into emerging trends and the quality of the accounts
- Attain a detailed understanding of key performance metrics and profitability drivers, enabling the delivery of insights encompassing the full account lifecycle
- Conduct ad hoc analytics and contribute to various projects representing Risk Management
- Work both independently and collaboratively to complete analytical tasks; starting with problem identification, analysis of large & complex data and formulating concise conclusions with actionable recommendations
- Leverage champion/challenger capabilities to develop and maintain credit strategies
- Leverage latest tools and analytics to drive the Exposure Management of the consumer portfolio
Required Qualifications, Capabilities and Skills:
- BS degree and minimum 5 years Risk Management or other quantitative experience
- Background in statistics, econometric, or other quantitative field
- Advanced understanding of SAS, SAS Enterprise Miner, or other decision tree software
- Ability to query large amounts of data and transform the raw data into actionable management information
- Familiarity with risk analytic techniques
- Strong analytical and problem-solving abilities
- Strong written and oral communication skills
- Experience delivering recommendations to management
Preferred Qualifications, Capabilities and Skills:
- SAS, SQL, Python experience
- Experience in Card Risk Management
- Quantitative experience
- MS degree and 4 years Risk Management