Truist Universal Banker - 20hr Countryside Mall 

United States, Florida, Clearwater 

569901949

Regular or Temporary:

English (Required)

1st shift (United States of America)

Following is a summary of the essential functions for this job. Other duties may be performed, both major and minor, which are not mentioned below. Specific activities may change from time to time.
1. Lead and coordinate the due diligence and underwriting documentation of the most complex and larger credit relationships of unsecured, pledge of equity and NAV facilities; lead credit presentation preparation and discussion with Credit Officer and other final approvers, and coordinate legal documentation efforts through closing and booking.
2. Responsible for review and oversight prior to submission of due diligence, structuring, and credit underwriting on new money, renewals and reviews.4. Provide oversight of credit relationship/project performance and monitoring activity to include overall portfolio management and understanding of current industry and market trends. Accountable for and manage assigned portfolio by monitoring performance and trends in coordination with Analysts and Associates. Work on on-going management and agent responsibilities of syndicated left-lead deals in coordination with the client, Relationship Manager, Credit, Syndications and Agency Services.
5. Serve as secondary point of client contact including internal point of contact for assigned portfolio. This may include site visits and/or visits with client management team to understand strategy, relationship, and financial reporting.7. Decision and approve non-material Borrower requests, loan amendments or modifications, client requests requiring Bank approval, annual reviews, risk ratings, and renewals within authority levels or as appropriate based on experience level in coordination with Portfolio Manager Team Lead.
8. Provide guidance and oversight support to Analysts and Associates working on highly complex and bespoke transactions which include, among others, left lead mandates, bridge loans, value-add, capital call facilities, and construction lending. This includes the analysis of financialstatements/projectionsand documenting client performance, along with identifying risk and risk mitigants of the most complex credits.
9. Ensure all Credit Process Metrics are within prescribed tolerances. Accountable for the risk evaluation and associated compliance requirements within assigned portfolio and for prospects. Identifies issues and follows through for remediation by guiding Associate and Analyst follow up.
10. Responsible for leading credit presentation preparation and discussions with Credit Officer and other final approvers in collaboration with the Relationship Manager and Associates/Analysts.
11. Mentor and coach development of Associates and Analysts

The requirements listed below are representative of the knowledge, skill and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.
1. Bachelor's degree in Finance, Accounting, Economics or Business, or an equivalent combination of education and work experience.
2. Excellent verbal and written communication skills including an attention to detail.
3. Demonstrated proficiency in basic computer applications, such as Microsoft Office software products.
4. Strong analytical and problem-solving skills.
5. Knowledge of credit principles applied to large institutional clients and familiarity with Loan Documentation, loan servicing, and complex real estate structures.
6. Ability to handle multiple priorities under time constraints.
7. Demonstrated success working in a collaborative team environment.

1. 5+ Years of portfolio management and client relationship experience specifically with pension funds, life insurance companies, or private equity firms investing in real estate.
2. Advanced knowledge of SNL/Capital IQ; high level Excel modeling and analysis tools, including expertise in use of 3rd party Real Estate Data Sources (GreenStreet, CoStar, etc.) and interpretation of output.
3. Experience within the commercial real estate industry and loan servicing operations including, left lead mandates, syndications, unsecured, Pledge of Equity and NAV loan structures, bridge loans, value-add, capital call facilities, and construction lending on a national basis
4. Familiarity with loan documentation, intercreditor agreements, covenants, Corporate Accounting and financial statement reporting including analysis of financial statements
5. Experience with complex capital structures and capital markets transactions involving national and international investors, pension funds, and insurance companies investing in commercial real estate.
6. Completion of commercial associate program or equivalent experience; Master's degree in Accounting, Real Estate Finance, MBA or related field or an equivalent combination of educational and experience or other related advanced degree.