Bank Of America Leasing Credit Officer II/Leasing Senior 

United States, New York, New York 

3665555

Job Description:

Job Description:

Leasing Credit Senior Officer:

accountable for managing credit quality and the approval process through interaction with Risk Management Officers.

Leasing Credit Officer II:

This job is responsible for the delivery of integrated credit solutions to US State and Local governmental entities within Banc of America Public Capital Corporation. Key responsibilities include underwriting and negotiating new transactions, partnering with client-facing teammates to consult on sales opportunities, and providing the product expertise to deliver effective client solutions.

Proactively partners with client teams to plan key credit relationship strategy focusing on balance of risk and reward. Directly accountable for managing credit quality and the approval process through interaction with Risk Management Officers.

Responsibilities:

• Pre-screen new transactions for existing and new clients to determine credit worthiness and appropriate credit product solutions.
• Analyzing US State and Local governmental entities’ financial statements.
• Responsible for underwriting credit approval memoranda for mandated transactions, incorporating thorough credit analysis and due diligence.
• Participates in ongoing documentation negotiations as required.

Required Qualifications:

• 5+ years of experience for the LCO II, and 10+ years experience for the LCSO in commercial banking, finance or credit ratings industries with significant credit experience.
• Experience in the analysis and structuring of complex transactions
• Strong credit and risk analysis skills
• Strong presentation, structuring and financial statement analysis skills
• Proven ability to analyze, interpret and negotiate third party documentation
• Proven ability to identify trends and emerging risks in underwriting and client selection
• Proficient Microsoft Office skills

Desired Qualifications:

• Municipal Lending Experience
• Undergraduate degree in finance, accounting or related field preferred.

Skills:

• Risk Management
• Financial Analysis
• Research Analysis
• Loan Structuring
• Underwriting
• Credit and Risk Assessment
• Issue Management
• Credit Documentation Requirements
• Coaching
• Decision Making
• Analytical Thinking
• Collaboration
• Critical Thinking
• Customer and Client Focus’
• Leasing Structuring
• Public Finance Credit Experience

1st shift (United States of America)