JPMorgan Risk Management - Quality Assurance Analyst Senior Associate 

United States, Ohio 

881936053

Job Responsibilities:

• Help drive the quality and effectiveness of risk controls established by business and process owners by independently testing the credit risk of lending decisions made within the first line with a focus on level of risk assumed in relation to risk appetite.
• Conduct both random and targeted reviews to provide an independent evaluation of Card and Business Banking approved and declined credit decisions to ensure the risk reward balance is properly maintained.
• Evaluate the strengths and weaknesses of existing controls and provide business direction on opportunities for improvement.
• Provide an independent, objective view of credit risk assessments, mitigation strategies and emerging risks.
• Actively participate in weekly team application review meetings to ensure the group is providing accurate/consistent/timely feedback to the first line business groups.
• Present findings to senior leaders as appropriate.

Required qualifications, capabilities, and skills:

• 5+ years of financial industry experience
• 5+ years of business lending experience
• Extensive knowledge of small business lending including spreading/analyzing financial statements
• Ability to collaborate with business and functional experts to provide risk assessment guidance, recognize risks and design enhancements
• Proven ability to build relationships with key stakeholders
• Strong decision making, analytical and creative thinking skills

Preferred qualifications, capabilities, and skills:

• Prior experience in a quality control role reviewing Card or Business Banking credit decisions