Loan Originator jobs

The Loan Originator role is one of the most important and critical positions in the mortgage and financial industry. The role is responsible for working with potential customers to originate, process, and close mortgage loans. Loan Originators are required to stay up to date on industry rules, regulations, and best practices, to ensure that all loans meet the most stringent of standards. Loan originators must understand the entire mortgage process, from underwriting to loan closing, in order to facilitate a successful loan origination. They must analyze each applicant’s financial situation and consider income, credit history, level and stability of current employment, and other pertinent information related to the loan. They must be able to write up loan applications, understand and explain to customers the various types of loan products and how they differ, and discuss the customer’s needs and objectives. Loan originators also seek and establish relationships with brokers, loan processors, underwriters, and real estate developers, to assist in the process-building of a customer's loan. They promote the products and services of their company and many times, their individual ability to provide customer service above and beyond industry standards. Loan originators are expected to build and maintain relationships with referral sources, and develop and maintain an understanding of the customer’s financial goals. The Loan Originator position requires knowledge, initiative, excellent customer service skills and the ability to stay organized in a fast-paced environment. On Expoint, you'll connect with experienced professionals offering best-in-class loan origination solutions for the tech industry.