Wells Fargo Credit Product Portfolio Specialist 

United States, Florida 

996550680

About this role:

As a crucial member of our team, you'll be delivering top-tier products and services that empower corporate clients throughout Latin America.

In this role, you'll oversee day-to-day operations across various portfolios, forging valuable connections with customers, vendors, credit insurers, and internal departments. You'll be the linchpin, liaising seamlessly across Wells Fargo entities. Your responsibilities will span from client funding management and capacity communication to credit requests, program documentation, support for senior peers and reporting on financial trends. Become the go-to expert in this ever-evolving portfolio.

In this role, you will:

• Participate in building and maintaining effective relationships with existing clients within their products or functional area, including sharing relevant information with coverage partners and senior peers

• Review and analyze basic business, operational, or technical assignments or challenges that require research, evaluation, and selection of alternatives, and exercise independent judgment to guide medium risk deliverables

• Participate or provide support to review and analyze low to moderately complex client portfolios for key issues related to cash flow, liquidity, leverage, working capital, debt coverage, collateral and enterprise value analysis, and repayment sources, including for use in periodic reviews as well as interim underwriting memoranda

• Present recommendations for resolving low to moderately complex situations and exercise independent judgment while developing expertise in the function, policies, procedures, and compliance requirements

• Partner with senior peers within the context of individual deals and client relationships to develop inquiries or identify gaps to support the understanding of clients’ businesses, strategic objectives, operational priorities, and financial positions to identify and execute on opportunities for modifications, renewals, and refinancings

• Participate in regular portfolio reviews to manage risk and lead problem loan resolutions, where applicable

• Partner with product management functional partners to provide feedback on the use of tools to deliver credit solutions more effectively, meeting client and market needs

• Collaborate and consult with senior peers and functional partners to resolve client servicing requests and inquiries related to their product

• Contribute to functional area planning related to a given product

Required Qualifications:

• 2+ years of secured or specialized lending relationship management or portfolio management experience, or equivalent demonstrated through one or a combination of the following: work experience, training, military experience, education

• Fluent in Spanish and/or Portuguese

Desired Qualifications:

• Fluent in Spanish and/or Portuguese

• Candidates need to be fluent in Spanish and/or Portuguese (reading, writing and verbal).

• Experience in Secured Lending Relationship Management, or equivalent demonstrated through one or a combination of the following: work experience, training, military experience, education.

• International commercial lending experience

• Account relationship, underwriting and credit management experience.

• Proven ability to communicate powerfully and prolifically, both internally and externally

• Ability to build partnerships and create strategic alliances among diverse stakeholders.

• Ability to work in an ever-changing work environment and dealing with ambiguity, with a geographically dispersed workforce, matrixed organizational structure and requiring a great need of collaboration and engagement with LOB and functional representatives.

• Accounting/Finance background

• Advanced knowledge of MS Office software applications including Word, Excel and PowerPoint

Job Expectations:

• This position is not eligible for Visa sponsorship

• This position offers a hybrid work schedule-4 days in the office and 1 day remote

• Specific compliance policies may apply regarding outside activities or personal investing; affected employees will be expected to provide information to the Wells Fargo Personal Account Dealing Team and abide by applicable policy requirements if hired. Information will be shared about expectations during the recruitment process

• May be considered for a discretionary bonus, Restricted Share Rights or other long-term incentive awards

Wells Fargo Recruitment and Hiring Requirements:

b. Wells Fargo requires you to directly represent your own experiences during the recruiting and hiring process.