Wells Fargo Senior Credit Product Portfolio Specialist 

United States, New York, New York 

819580504

About this role:

This role requires a thorough understanding of factoring from a portfolio and customer credit perspective and the ability to communicate decisions efficiently and effectively.

In this role, you will:

• Deliver results that align with Commercial Banking and Commercial Banking line of business priorities and that satisfy Commercial Banking stakeholders and Wells Fargo’s risk management priorities and commitments.
• Strategically collaborate with portfolio team and customer credit to resolve client issues and achieve business objectives.
• Evaluates credit actions according to applicable regulations, procedures, and guidelines. Reviews financial statements, communicates with clients or account debtors, and performs analysis to be used in credit decisions.
• Utilize delegated credit approval authority to perform credit decisioning on individual credit orders.
• Communicate and coordinate with portfolio, customer credit, collections, external counsel, clients, and account debtors to effectively manage customer credit risk while satisfying client needs.
• Proactively monitor account debtor exposure trends (i.e. financials, risk ratings, trade reports, industry reports, and payment trends).
• Review legal documentation such as letters or credit, non-disclosure agreements, cash collateral agreements, and cross-corporate guarantees to ensure applicable terms, and requirements are incorporated and adhered to.
• Provide guidance to junior associates on credit and industry trends, and product knowledge as applicable.

Required Qualifications:

• 4+ years of secured or specialized lending relationship management or portfolio management experience, or equivalent experience demonstrated through one or a combination of the following: work experience, training, military experience, education

Desired Qualifications:

• 4+ years of relevant experience in factoring, or credit management and analysis earned in a banking setting or shared service environment
• Solid credit acumen with the ability to understand client financials and structure appropriate credit solutions
• Strong relationship management skills, with a proven ability to expand, grow, and retain client relationships
• Excellent verbal, written, and interpersonal communication skills.
• Ability to work effectively in a team environment and across all organizational levels; where flexibility, collaboration, and adaptability are important.

Job Expectations:

• May be considered for a discretionary bonus, Restricted Share Rights or other long-term incentive awards
• Ability to work on-site at one the posted work location

Pay Range

$133,300.00 - $237,100.00

19 Jun 2025

Wells Fargo Recruitment and Hiring Requirements:

b. Wells Fargo requires you to directly represent your own experiences during the recruiting and hiring process.