Job Responsibilities:
- Conduct outbound dialing on severely delinquent charged-off home loans aiming to resolve the account
- Handle inbound calls relating to charged-off accounts determining the best course of action required for resolution
- Leverage negotiation skills to secure payoffs, settlements, payment plans, and short sales, ensuring equitable solutions for both the firm and customers in resolving charged-off home loans
- Comply with line of business procedures to guarantee fair treatment of customers
- Commit to consistent engagement with accounts to maximize the likelihood of right party contact
Qualifications, Capabilities, and Skills:
- Previous back-end collections or experience in a recovery environment
- +2 years in Loss Mitigation/Collections, ideally within a multi-system collection environment, with a background in mortgage servicing
- Excellent written and verbal communication skills
- Demonstrated problem-solving, decision-making, negotiation, and analytical skills
- Ability to work independently and collaboratively to resolve complex customer issues while consistently meeting stringent quality standards
- Proven ability to multi-task with strong organizational skills
- High school diploma or GED
Preferred Qualifications, Capabilities, and Skills:
- Familiarity with MSP, Recovery1, MBWS, and Customer Assist
- Associates/Bachelors Degree
- Knowledge of FDCPA, consumer credit laws, financial analysis, and bankruptcy