US Bank RCA Professional Category Corporate Functions 

United States, Minnesota, Minneapolis 

967665234

Job Description

This position manages risk for both Deposit products and Unsecured products focused on overdraft prevention and repayment. The position is also responsible for risk associated with money movement features such as mobile check deposit, wires and ACH and may include responsibilities for both business and consumer products. This risk manager must ensure appropriate processes/controls/limits, as well as preparing for actual or proposed regulatory guidance. In addition, this risk manager will oversee and complete all standard credit risk management responsibilities for select Unsecured lending portfolios Responsibilities of this position may also include developing alternative Unsecured Lending capabilities to reduce total deposit overdraft losses.

Essential Functions:

1. Candidate must possess considerable attention to detail in all aspects of their duties.

2. Provides oversight and must be comfortable credibly challenging the business line through inquiry, discussion, and debate.

3. Highly proactive to identify emerging risks/trends and then works to ensure tactics are implemented to mitigate risks.

4. Manages multiple projects and ensures all deadlines are met.

5. Participates in cross-functional projects with business line partners.

6. Develops and communicates credit policy governance and control recommendations.

Basic Qualifications

• Bachelor's degree, or equivalent work experience
• Typically more than eight years of applicable experience

Preferred Qualifications

• Experience or working knowledge in at least two of the following disciplines: Risk Management, Deposits, Lending, Money Movement capabilities, or Business Banking.

• Bachelor’s degree in business, accounting, computer science, economics, math/finance or statistics, or equivalent work experience.

• Three to five years of banking experience.

• Effective verbal, written, and presentation skills.

• Intermediate or advanced Microsoft Excel skills.

• Effective technical report writing skills.

Preferred Skills/Experience

• Knowledge of credit risk, account life-cycle management, financial and statistical analysis.

• Working knowledge of Deposits and money movement functionality, especially overdrafts and risk mitigation processes and controls.

• Experience working with and interpreting data.

• Skills in writing computer programming code (SAS, SQL, Power Bi, or other) for creation of reports, aggregating data across multiple databases to discover source and cause of the risks identified

• Knowledge of credit administration, policies and procedures, and regulatory compliance.

• Ability to work independently with minimal guidance from manager

• Experience with influencing business line partners.

Our approach to benefits and total rewards considers our team members’ whole selves and what may be needed to thrive in and outside work. That's why our benefits are designed to help you and your family boost your health, protect your financial security and give you peace of mind. Our benefits include the following (some may vary based on role, location or hours):

• Healthcare (medical, dental, vision)

• Basic term and optional term life insurance

• Short-term and long-term disability

• Pregnancy disability and parental leave

• 401(k) and employer-funded retirement plan

• Paid vacation (from two to five weeks depending on salary grade and tenure)

• Up to 11 paid holiday opportunities

• Adoption assistance

• Sick and Safe Leave accruals of one hour for every 30 worked, up to 80 hours per calendar year unless otherwise provided by law

EEO is the Law

U.S. Bank participates in the U.S. Department of Homeland Security E-Verify program in all facilities located in the United States and certain U.S. territories. The E-Verify program is an Internet-based employment eligibility verification system operated by the U.S. Citizenship and Immigration Services. Learn more about the .

The salary range reflects figures based on the primary location, which is listed first. The actual range for the role may differ based on the location of the role. In addition to salary, U.S. Bank offers a comprehensive benefits package, including incentive and recognition programs, equity stock purchase 401(k) contribution and pension (all benefits are subject to eligibility requirements). Pay Range: $119,765.00 - $140,900.00 - $154,990.00

U.S. Bank will consider qualified applicants with arrest or conviction records for employment. U.S. Bank conducts background checks consistent with applicable local laws, including the Los Angeles County Fair Chance Ordinance and the California Fair Chance Act as well as the San Francisco Fair Chance Ordinance. U.S. Bank is subject to, and conducts background checks consistent with the requirements of Section 19 of the Federal Deposit Insurance Act (FDIA). In addition, certain positions may also be subject to the requirements of FINRA, NMLS registration, Reg Z, Reg G, OFAC, the NFA, the FCPA, the Bank Secrecy Act, the SAFE Act, and/or federal guidelines applicable to an agreement, such as those related to ethics, safety, or operational procedures.

Job postings typically remain open for approximately 20 days of the posting date listed above, however the job posting may be closed earlier should it be determined the position is no longer required due to business need. Job postings in areas with a high volume of applicants, such as customer service, contact center, and Financial Crimes investigations, remain open for approximately 5 days of the posting listed date.