JPMorgan Risk Management - Credit Energy Underwriter Vice President 

United States, Texas, Houston 

848165098

You will be the primary credit risk manager for a portfolio of corporate banking clients and transactions. In this capacity, you will work in partnership with coverage banking officers, syndications, and other partners to risk grade borrowers, analyze and approve credit requests, structure credit facilities, and negotiate credit agreements and other loan documentation. You will also be responsible for on-going monitoring and risk management of an assigned portfolio of credit.

Job Responsibilities:

• Identify the key risk factors associated with clients, transactions, and industry sub-sectors across an assigned portfolio
• Develop and articulate a dynamic, forward-looking risk assessment of client companies, transactions, competitive threats, and industry and other factors
• Lead and/or participate in client due diligence and transaction negotiations
• Attend client, bank, and other meetings to develop a thorough understanding of client companies, management teams, and industry sectors
• Use financial models to develop a forward-looking credit risk assessment based on key value drivers and sensitized assumptions
• Recommend and approve appropriate credit structures relative to risk assessment and policy considerations
• Analyze and negotiate financing terms and conditions as part of a deal team
• Review and negotiate legal documentation and coordinate with counsel to ensure terms are appropriate and consistent with credit approval
• Ensure risk ratings are accurate and reflect a current forward-looking view of the client
• Provide early identification and proactive management of deteriorating credits and other problem situations
• Analyze, prepare, and present for approval all required waivers, amendments, and extensions

Required Qualifications, Capabilities and Skills

• Prepare and present semi-annual portfolio review material to senior management
• Work with bank examiners and internal credit reviewers to validate credit quality and integrity of the credit process, and comply with regulatory and policy requirements
• Work closely with Credit Support Specialists to ensure accuracy of credit system data
• Superior credit, corporate finance, negotiation, loan documentation, and financial modeling skills
• Strong interpersonal and communication skills
• Independently productive; able to operate at a highly effective level with minimal day-to-day managerial direction
• Completion of a major corporate or investment bank credit training program, or equivalent experience, and a thorough understanding of bank credit policies and procedures
• At least 6 years of corporate or investment banking lending experience including extensive credit, structuring, and marketing.
• BA/BS degree is required