Utilize excellent credit analysis and financial modeling skills to underwrite and structure new transactions and work independently on the assigned credit portfolio. Appropriately assess risks / mitigants, balance risk / reward, diligently manage renewals, amendments and new transactions as well as maintain acceptable credit reporting metrics.
Form well thought out, independent views and be able to voice your opinion in a clear, concise manner and to defend that position with partners and senior leadership.
Lead complex transactions including negotiations and legal documentation for bilateral and syndicated finance structures.
Work proactively, in a constructive, diplomatic manner, with both internal and external contacts to keep transactions moving.
Act with a sense of urgency and drive execution to meet both internal and client deadlines.
Partner effectively to develop fulsome client relationships, including being looked to as an expert on Structuring and Credit Policy and will be viewed as the “go-to” person for credit by both internal partners and clients.
Provide leadership in the market by being a positive contributor to the team, including being a mentor to less experienced team members, embracing change and participating in various projects or improvement exercises for the benefit of the organization.
Demonstrate excellent communication skills both internally and externally and use those communication skills to effectively solve problems.
Required Qualifications, Skills and Capabilities
BA/BS/BBA degree is required
Completion of a major corporate or commercial bank credit training program (or the equivalent corporate banking/corporate finance experience) and a thorough understanding of bank credit policies and procedures
Minimum of 5 years’ experience in commercial banking/lending including extensive credit analysis, structuring and loan documentation experience
Significant accounting and finance knowledge and superior financial modeling skills
Strong working knowledge of credit agreements and other loan documentation along with solid negotiation skills
Demonstrated excellent verbal and written skills, interpersonal skills, and analytical and problem-solving skills
Excellent organizational and project management skills; able to manage competing priorities under tight deadlines
Proven ability to collaborate and build strong partnerships.
Intellectual curiosity with a proven ability to learn quickly
High degree of initiative, self-direction, and ability to work well under pressure