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JPMorgan Risk Management - Credit Underwriter Vice President 
United States, New Jersey 
594363258

01.09.2024

Job Responsibilities

  • Recommend and approve appropriate credit structures relative to risk assessment and policy considerations
  • Utilize advanced credit skills to author concise, thoughtful analysis of relationships using appropriate structure and identifying key risks
  • Work proactively with internal and external contacts to ensure transactions move forward efficiently
  • Lead complex transactions including syndications, financial sponsor transactions and multi-level capital structures
  • Evaluate smaller relationships to evaluate risk profile and recommend simple structures that adequately protect the bank
  • Lead and/or participate in client due diligence and transaction negotiations
  • Attend client, bank, and other meetings to develop a thorough understanding of client companies, management teams, and industry sectors
  • Analyze and negotiate financing terms and conditions as part of a deal team
  • Review and negotiate legal documentation and coordinate with counsel to ensure terms are appropriate and consistent with credit approval
  • Provide early identification and proactive management of deteriorating credits and other problem situations
  • Analyze, prepare, and present for approval all required waivers, amendments, and extension

Required Qualifications, Skills and Capabilities

  • BA/BBA/MBA and completion of a major corporate or commercial bank credit training program (or the equivalent corporate banking/corporate finance experience)
  • At least 6+ years of experience in commercial banking/lending which might include credit, structuring and marketing experience
  • Accounting and finance knowledge and commercial banking experience
  • Demonstrated excellent verbal and written skills, interpersonal skills, and analytical and problem-solving skills
  • Develop and articulate a dynamic, forward-looking risk assessment of client companies, transactions, market threats, and industry and other factors
  • Manage all steps of the Credit Approval Process including preparing credit approval materials, ensuring all credit risk policies are followed, and present and recommend credits for approval at the appropriate level