PayPal Sr Credit Risk Analyst 

United States, Illinois, Chicago 

822736487

Job Description:

Responsibilities

• Work with P&L owners and other stakeholders to analyze, propose and implement robust strategies across the lifecycle of Buy Now Pay Later
• Measure the P&L impact of credit strategies to optimize mix of risk and revenue.
• Provide insights so leadership on book quality and provide recommendation on risk and opportunities
• Explore data sources internal and external to PayPal and evaluate their potential contribution to the credit underwriting process.
• Interact with operations teams to provide input in impact of credit strategies on customer communication and collections efforts.
• Interact with compliance and legal teams to confirm the credit strategies are compliant with applicable regulatory guidelines.

Requirements

• Proven experience credit and fraud risk management is a must, along with in-depth market knowledge of credit performance, data providers, credit and behavioral scoring and industry best practices.
• Minimum 4 years experience in credit and/or Fraud risk management and underwriting in consumer credit products (e.g. Credit cards, instalment loans or other revolving credit products).
• Strong written, oral, and interpersonal skills a must including the ability to explain / present technical business flows.
• Experience with credit bureaus and other sources of consumer data

Qualifications

• Typically requires a minimum of 5 years of related experience with a Bachelor’s degree; or 3 years and a Master’s degree; or a PhD without experience; or equivalent work experience.
• Experience with analytics and data mining tools, such as SQL, Python, Advance Excel
• Proven ability to influence, work collaboratively, build and maintain relationships throughout the organization
• Must have good judgment with the demonstrated ability to think creatively and strategically

Travel Percent:

The total compensation for this practice may include an annual performance bonus (or other incentive compensation, as applicable), equity, and medical, dental, vision, and other benefits. For more information, visit .

The U.S. national annual pay range for this role is

$72700 to $176000

Our Benefits:

Any general requests for consideration of your skills, please