PayPal Senior Credit Risk Analyst 

United States, Illinois, Chicago 

125789756

About the roleWhy You’ll Love It Here:• Learning: Expect to level up your analytical and financial risk skills every day with challenging problems to solve• Growth: The credit card industry is constantly evolving, and you’ll be right there on the cutting edge, sharpening your skills and learning new tricks along the way.• Culture: We’re a team of passionate professionals who love challenges and are always ready to celebrate a job well done

What you’ll be doing:

• Design and refine a valuations framework that enables PayPal to extend credit with a comprehensive view of each decision’s NPV

• Work with product, data science, and finance teams to enhance underwriting and optimize credit portfolio performance

• Proactively identify emerging risks or opportunities and propose mitigation strategies

• Identify optimal data sources and process improvements to enhance risk management, customer experience, and growth

• Establish detailed KPI tracking to clearly monitor the credit card program health and simplify insights for stakeholders and senior management

• Present regular updates to senior management on business health, highlighting successes, challenges, and actionable insights, along with plans for addressing key issues
  

You'll bring the following required skills and experiences:

• 4+ years of experience building and managing credit strategy, preferably in consumer lending

• Master’s or bachelor’s degree in computer science, Economics, Math, Statistics, Engineering, Business Administration, or other quantitative-related fields that are data-driven

• Strong understanding of credit risk management in the areas of origination, account management, and collections, including traditional and alternative credit bureau data and functionality

• Strong analytical skills with the ability to identifyproblems/opportunitiesand propose data-driven solutions

• Excellent verbal and written communication skills with strong attention to detail

• Experience working with various statistical techniques

Travel Percent:

The total compensation for this practice may include an annual performance bonus (or other incentive compensation, as applicable), equity, and medical, dental, vision, and other benefits. For more information, visit .

The U.S. national annual pay range for this role is

$72700 to $176000

Our Benefits:

Any general requests for consideration of your skills, please