JPMorgan Risk Management - Credit Officer- Associate 

United States, California, Irvine 

704056962

As a Credit Officer - Associate in the Portfolio Management team, you should be proficient with commercial real estate finance concepts/principles and their application to various property types. Incumbents will complete annual reviews on properties and borrowers to derive appropriate risk ratings and evaluate expected future performance.

Job Responsibilities

• Complete annual reviews on properties and borrowers to derive appropriate risk ratings.
• Review annual property operating statements, rent rolls, and local market conditions to identify potential risk of default.
• Document and support concluded risk ratings.
• Perform field property inspections to assess overall property condition and any associated risk issues.
• Interact with Borrowers, Client Managers, Executive Credit Officers and other parties to obtain applicable data to perform a complete analysis.
• Excel in teamwork, which may include training of incoming Credit Officers.

Required Qualifications, Capabilities, and Skills

• Bachelor’s Degree or equivalent experience.
• Previous experience with credit analysis and review of commercial real estate loans.
• Previous experience in portfolio management, loan risk grading/ risk assessment.
• Strong organizational and time management skills ability to multitask, prioritize, and work with others in an integrated way to achieve individual objectives and team results.
• Excellent written and verbal communication skills.
• Proficiency in Microsoft desktop tools including Word, Excel, Power Point and the ability to quickly acclimate to proprietary systems.