As a Credit Officer in Portfolio Management, you should be proficient with commercial real estate finance concepts/principles and their application to various property types. Incumbents will complete reviews on properties and borrowers to derive appropriate risk ratings and evaluate expected future performance.
Job responsibilities
- Complete annual reviews on properties and borrowers to derive at appropriate risk ratings.
- Review annual property operating statements, rent rolls, and local market conditions to determine overall property performance and identify potential risk of default.
- Document and support concluded risk ratings.
- Interact with Borrowers, Credit Executives, and other parties to obtain applicable data to perform a complete analysis.
- Present credits to senior management on a quarterly basis.
Required qualifications, capabilities, and skills
- Bachelor’s Degree or equivalent experience.
- At least 5 years of working experience with commercial and multifamily loans.
- Previous experience in portfolio management, loan risk grading/ risk assessment.
- Strong organizational and time‐management skills ‐ ability to multitask, prioritize, and work with others in an integrated way to achieve individual objectives and team results.
- Excellent written and verbal communication skills.
- Proficiency in Microsoft desktop tools including Word, Excel, Power Point and able to quickly acclimate to proprietary systems.
FEDERAL DEPOSIT INSURANCE ACT: