Key Responsibilities
Data Strategy & Innovation
- Define and execute the strategy for external (bureau and alternative) data across credit and risk domains based on product, market and regulatory needs.
- Identify and evaluate new data sources to complement traditional bureau data.
- Partner with AI/ML teams to unlock the potential of external data in predictive modeling and decisioning.
Data Product Management and Platform Development
- Own external data as a product, ensuring clear value articulation, adoption/usage, performance tracking/monitoring, and lifecycle management.
- Lead roadmap development and execution for external data platforms, integration and usage of new data sources in credit strategies, modeling and analytics.
- Ensure access, consumption, and management of external data assets are optimized by working backwards from the customer.
Bureau and Alternative Data Operations
- Oversee bureau reporting processes, ensure accuracy, and compliance with relevant regulations.
- Manage vendor relationships, including selection, contracting, onboarding, operations, and performance management.
- Drive rigorous governance and controls around usage, quality, and privacy of external data assets.
Leadership & Stakeholder Management
- Build, lead, and develop a high-performing team of data product managers, analysts and data scientists.
- Collaborate cross-functionally with Legal, Compliance, Credit/Fraud Risk, Technology, Product, Data Science, AI, Modeling and Analytics teams.
- Serve as the face of the bureau and alternative data function to internal and external executives, regulators, and data providers.
- Lead contract negotiations and strategic partnerships with data vendors and bureaus.
Skills required
- 15+ years of experience working with credit bureau and alternative data sources, with a track record of deploying these assets to drive business impact in lending or credit risk functions.
- 10+ years of hands-on experience managing data acquisition, integration, and usage for strategy, modeling, and reporting.
- 10+ years of building and deploying data products and platforms.
- Strong command of data architecture, pipelines, and governance frameworks.
- Lead data science and engineering teams and use AI/ML to enhance data value.
- Experience managing data as a product and platforms with a strong grasp of product lifecycle, internal customer needs, go-to-market strategies, and measurement metrics. Ability to assess quality and optimize performance.
- In-depth understanding of relevant regulatory environments (e.g., FCRA, ECOA, GLBA, GDPR), especially as they apply to data sourcing, usage, and bureau reporting.
- Experience interfacing with legal, compliance, and audit functions to ensure controls and traceability.
- Demonstrated impact across consumer, merchant, and/or global credit products, with a nuanced understanding of credit lifecycle use cases (e.g., underwriting, portfolio management, collections).
- Proven ability to develop data strategies aligned with broader credit, risk, and customer experience goals.
- Outstanding written and verbal communication skills, with the ability to simplify complexity and drive alignment at the executive level.
- Trusted relationship builder with internal stakeholders and external data providers; adept in managing sensitive negotiations and building long-term partnerships.
- Experience building, mentoring, and scaling diverse, high-performing teams.
- Track record of developing talent and fostering a culture of innovation, accountability, and customer obsession.
Preferred Education & Credentials
- Master's degree in a quantitative technical, or business discipline (i.e., Computer Science, Data Science, Engineering, Economics, or Finance).
- PhD in data-intensive or decision science domains is a plus.
- Certifications in AI/ML, data privacy, or regulatory compliance is a plus.
Travel Percent:
The total compensation for this practice may include an annual performance bonus (or other incentive compensation, as applicable), equity, and medical, dental, vision, and other benefits. For more information, visit .
The US national annual pay range for this role is $242,000 to $359,150
Our Benefits:
Any general requests for consideration of your skills, please