PayPal Sr Dir Global SMB Seller Risk 

France, Ile-de-France 

469754565

Responsibilities:

• Define and execute a global seller risk management framework from origination to portfolio management, ensuring alignment with PayPal’s core mission to support solopreneurs and SMBs in every market.
• Develop strategies to address region-specific fraud and solvency challenges while optimizing for diverse seller segments.

• Orchestrate business needs, fraud strategy and technical solutions to prevent malicious seller activities
• Collaborate with data science and engineering teams to create capabilities that enables real-time systems that dynamically adapt to emerging fraud patterns across the global seller ecosystem coupled with a 2nd line control framework in mind.
• Ensure alignment with PayPal’s consumer and seller protection guarantees, minimizing abuse while maintaining trust

• Oversee the application of models and analytics to assess seller solvency, using credit bureau, open banking, or alternative data to assess transaction patterns, revenue forecasts, and real-time cash flow data to preempt financial instability from origination to portfolio management.
• Guide the organization to effectively segment sellers (e.g., solopreneurs, and SMBs) by risk profiles to tailor interventions and optimize resource allocation.
• Implement reserve optimization strategies to balance risk coverage and platform growth.

• Oversee the design of sophisticated onboarding and identity verification systems to ensure seamless yet secure seller experiences.
• Leverage AI to assess and detect fraudulent or deceptive entities during onboarding while reducing friction for legitimate sellers.
• Implement global identity solutions that account for regional variations in regulations and seller demographics.

• Drive risk strategies that uphold PayPal’s consumer and seller protection guarantees, ensuring these commitments are both scalable and sustainable.
• Develop advanced tools to identify and address abuse of these protections, safeguarding platform integrity.

• Build and lead a high-performing Seller Risk team that thrives on innovation, and collaboration, and execution.
• Partner with Product, Engineering, Data Science, and Fraud Operations teams to design risk strategies that enhance seller enablement
• Act as the primary seller risk SME advisor for C-level executives, providing data-driven insights and

• Lead risk management efforts for a global seller base, addressing the unique needs of different regions, industries, and seller types.
• Ensure solutions are scalable, adaptable, and inclusive of emerging markets and underserved segments.

Qualifications:

• Experience: 15+ years in risk management, fraud prevention, or financial services, with 10+ years in senior leadership roles. Proven experience influencing C-level executives in large, global matrixed organizations.
• Organizational Leadership: Successful track record of leading large, globally distributed organizations effectively
• Domain Expertise: Deep knowledge of fraud, solvency, and abuse risks specific to solopreneurs, micro-sellers, and SMBs in global ecosystems.
• Innovation Leadership: Demonstrated success driving cutting-edge risk management solutions using AI and advanced analytics.
• Executive Presence: Exceptional ability to influence and engage with C-level leaders, articulating complex strategies and their business impacts.
• Collaboration Skills: Proven success in working cross-functionally with engineering, product, and regional teams to deliver impactful solutions.
• Analytical Mastery: Expertise in using data, analytics, and AI to inform risk strategies and optimize outcomes.
• Global Perspective: Experience managing risk programs across multiple geographies, accounting for regional nuances and regulatory variations.
• Change Agent: Adept at dealing with ambiguity, working at pace, and prioritizing changing requirements.