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PayPal Financial Analyst Merchant Lending 
France, Occitania, Toulouse 
62427933

18.08.2024

Specific responsibilities include:

  • Provide meaningful daily, weekly, monthly analysis of trends vs. expectations
  • Research and review portfolio activity to measure and map asset performance. Identify trends to support forecast assumptions, model inputs and perform attribution analysis
  • Updating key financial models and creating new financial models from scratch – including loan portfolio models, pricing models, deal models, etc…
  • Convert business questions into analytical problems and provide solutions through data analyses
  • Assist with developing the near-term and long-term business planning assumptions and pro forma financial statements
  • Assist with business case development for new product launches and product changes
  • Provide insights and input into the annual plans and monthly forecasts for loan volume, revenue, fees, losses, loss provision, and operating expenses
  • Unit cost analysis
  • Partner with the Marketing team to develop marketing channel P&Ls to support management initiatives, incremental spend opportunities and facilitate decision-making
  • Liaise closely with Risk, Accounting Policy, Credit Controllership, Legal and Compliance to ensure integrity and alignment around financial processes and controls
  • Partner with Credit Finance team to envision, define, and drive opportunities for technology and process improvements while ensuring team responsibilities are balanced efficiently and well controlled

Capabilities - Applicants should have the following capabilities:

  • Strong data analysis skills, but also synthesize the big picture by identifying connections and relationships in data
  • Communicate complex concepts and the results of the analyses with clear and effective communication and visualization
  • Takes pride in having an impact across the organization by providing thoughtful, objective, and unbiased financial analysis and feedback on business strategy, product and operations.
  • Working with large volumes of data using excel, SQL, Essbase.
  • Takes ownership of tasks and problems, committed to delivering quality results and overcoming challenges in a time-sensitive environment.
  • Controls-focused in supporting and extending repeatable, documented processes that ensure accurate and consistent deliverables.
  • Polished interpersonal and collaboration skills, including an ability to listen to needs of the business and comprehend complex matters.
  • Ability to self-manage multiple projects under pressure with changing priorities.
  • Relentless attention to detail and accuracy.

Qualifications

  • 3-5 years of progressiveCredit/FP&A/Financecareer experience (corporate FP&A, strategic finance, financial reporting)
  • Advanced proficiency in MS Excel and PowerPoint
  • Experience with financial modeling, scenario analysis, and sensitivity analysis
  • Comfortable working with large data sets
  • Experience working in Credit, Lending, or Banking industry is a plus
  • Demonstrated track record of identifying and implementing process improvements
  • Must be proactive, resourceful, and demonstrate intellectual curiosity

Preferred Qualifications

  • 3+ years of experience at a firm in the Fintech, corp finance, banking, or credit card industry
  • An advanced degree in Finance, Accounting, Management Information Systems, Business Administration, Analytics, or a related field
  • Strong experience building and maintaining complex financial models
  • Experience leading teams in a matrix environment
  • Experience leading, managing, and analyzing financial planning and analytics (FP&A) processes
  • Comprehensive knowledge of US GAAP (specifically loan accounting a plus)
  • Experience using SQL & VBA; Essbase

Travel Percent:

The total compensation for this practice may include an annual performance bonus (or other incentive compensation, as applicable), equity, and medical, dental, vision, and other benefits. For more information, visit .

The U.S. national annual pay range for this role is

$52800 to $136510


Our Benefits:

Any general requests for consideration of your skills, please

to view the notice.