PayPal Financial Analyst Merchant Lending 

France, Occitania, Toulouse 

62427933

Specific responsibilities include:

• Provide meaningful daily, weekly, monthly analysis of trends vs. expectations
• Research and review portfolio activity to measure and map asset performance. Identify trends to support forecast assumptions, model inputs and perform attribution analysis
• Updating key financial models and creating new financial models from scratch – including loan portfolio models, pricing models, deal models, etc…
• Convert business questions into analytical problems and provide solutions through data analyses
• Assist with developing the near-term and long-term business planning assumptions and pro forma financial statements
• Assist with business case development for new product launches and product changes
• Provide insights and input into the annual plans and monthly forecasts for loan volume, revenue, fees, losses, loss provision, and operating expenses
• Unit cost analysis
• Partner with the Marketing team to develop marketing channel P&Ls to support management initiatives, incremental spend opportunities and facilitate decision-making
• Liaise closely with Risk, Accounting Policy, Credit Controllership, Legal and Compliance to ensure integrity and alignment around financial processes and controls
• Partner with Credit Finance team to envision, define, and drive opportunities for technology and process improvements while ensuring team responsibilities are balanced efficiently and well controlled

Capabilities - Applicants should have the following capabilities:

• Strong data analysis skills, but also synthesize the big picture by identifying connections and relationships in data
• Communicate complex concepts and the results of the analyses with clear and effective communication and visualization
• Takes pride in having an impact across the organization by providing thoughtful, objective, and unbiased financial analysis and feedback on business strategy, product and operations.
• Working with large volumes of data using excel, SQL, Essbase.
• Takes ownership of tasks and problems, committed to delivering quality results and overcoming challenges in a time-sensitive environment.
• Controls-focused in supporting and extending repeatable, documented processes that ensure accurate and consistent deliverables.
• Polished interpersonal and collaboration skills, including an ability to listen to needs of the business and comprehend complex matters.
• Ability to self-manage multiple projects under pressure with changing priorities.
• Relentless attention to detail and accuracy.

Qualifications

• 3-5 years of progressiveCredit/FP&A/Financecareer experience (corporate FP&A, strategic finance, financial reporting)
• Advanced proficiency in MS Excel and PowerPoint
• Experience with financial modeling, scenario analysis, and sensitivity analysis
• Comfortable working with large data sets
• Experience working in Credit, Lending, or Banking industry is a plus
• Demonstrated track record of identifying and implementing process improvements
• Must be proactive, resourceful, and demonstrate intellectual curiosity

Preferred Qualifications

• 3+ years of experience at a firm in the Fintech, corp finance, banking, or credit card industry
• An advanced degree in Finance, Accounting, Management Information Systems, Business Administration, Analytics, or a related field
• Strong experience building and maintaining complex financial models
• Experience leading teams in a matrix environment
• Experience leading, managing, and analyzing financial planning and analytics (FP&A) processes
• Comprehensive knowledge of US GAAP (specifically loan accounting a plus)
• Experience using SQL & VBA; Essbase

Travel Percent:

The total compensation for this practice may include an annual performance bonus (or other incentive compensation, as applicable), equity, and medical, dental, vision, and other benefits. For more information, visit .

The U.S. national annual pay range for this role is

$52800 to $136510

Our Benefits:

Any general requests for consideration of your skills, please

to view the notice.