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JPMorgan Credit Risk Middle Office - Associate 
India, Maharashtra, Mumbai 
686039717

06.07.2024

Credit Risk Middle Office Associate provides support for Credit Risk Management which includes functions such as overlimits, Rules Based Fund processing, credit facility amendments, onboarding, credit reference data maintenance and offboarding.

Responsibilities will include:

  • People management (if required)- Develop junior team members through day-to-day managerial responsibilities (e.g., people development, pipeline/skills monitoring, training programs).
  • Communication/presentation - influence stakeholders in a meaningful and actionable manner.
  • Operations management – provide operational support for Credit Risk Management by performing various functions including line facilitation/maintenance, client data management, limit breach monitoring & investigation, and NAV gathering.
  • Control Mindset – build knowledge of processes to develop and maintain a strong control environment, including the ability to analyze problems and find solutions.
  • Metrics management- review key metrics to measure risks, controls, workflow capacity and system issues.
  • Decision Making/Judgement - moderate level of independent decision-making using sound judgement.
  • Change Management – partner with CRMO leads and stakeholders to help define business case for changes that would improve processes/reporting and see them through to implementation.
  • Problem solving / Analytical skills - solid critical thinking, attention to detail and analytical skills; able to synthesize large amounts of data and formulate appropriate conclusions.
  • Understanding root cause / identifying control breaks – raising issues timely to management and assist in providing sustainable solutions.
  • Diversity, Equity & Inclusion – participate in initiatives to promote diverse culture of respect, equity and inclusion.

Minimum Skills, Experience and Qualifications

  • Bachelor’s degree preferred but not required.
  • 3+ years’ experience in financial services, operations or related field.
  • Previous experience in Operational or Risk Management, Compliance, Internal/External Audit or other control function desired.
  • Experience in using metrics and KPI’s to measure core functions with the ability to track and report emerging trends and performance results with management.
  • Basic knowledge of businesses/products offered by major financial institutions and risk disciplines.
  • Ability to identify problems and develop solutions.
  • Effective verbal and written communications skills.

Self-starter who can work effectively in a multi-tasking role.