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JPMorgan Payment Rails Senior Product Associate United States, New Jersey, Jersey City 299385716
We offer a competitive total rewards package including base salary determined based on the role, experience, skill set, and location. For those in eligible roles, we offer discretionary incentive compensation which may be awarded in recognition of firm performance and individual achievements and contributions. We also offer a range of benefits and programs to meet employee needs, based on eligibility. These benefits include comprehensive health care coverage, on-site health and wellness centers, a retirement savings plan, backup childcare, tuition reimbursement, mental health support, financial coaching and more. Additional details about total compensation and benefits will be provided during the hiring process.
- Partners with the Product Manager to identify new product opportunities that reflect the needs of our customers and the market through user research and discovery
- Considers and plans for upstream and downstream implications of new product features on the overall product experience
- Supports the collection of user research, journey mapping, and market analysis to inform the strategic product roadmap and provide insight on potential product features that provide value to customers
- Analyzes, tracks, and evaluates product metrics including work to time, cost, and quality targets across the product development life cycle
- Writes the requirements, epics, and user stories to support product development
- Partners with respective payment Product, Operations, Technology and Credit Risk teams to understand the payment life cycle, specifically with respect to the funds control and credit risk identification and mitigation
- Analyzes and creates informed view on As-Is vs To Be decisioning and governance across payment rails
- Identifies and documents product risks such as credit / funds control risk for the Bank and the client
- Aggregates data, risk analysis, payment flow documentation and visual presentation of critical payment flows to highlight points of failure and potential risk from a credit risk perspective
- 3+ years of experience or equivalent expertise in product management or a relevant domain area
- Proficient knowledge of the product development life cycle
- Experience in product life cycle activities including discovery and requirements definition
- Developing knowledge of data analytics and data literacy
- Ability to work with big data sets, ingest and derive a meaningful analysis helping with strategic decisioning for the program
- Ability to present the analysis to the senior stakeholders through power point and other visual tools to help with informed decisioning
- Partner
- Advanced organization skills, , self-motivated and ability to work in collaborative team environment
- Advanced MS Excel and MS Powerpoint skills
- Developing understanding of CIB Payment flows and underlying risk factors
- Prior experience of working on Projects involving multiple stakeholders and cross impacts
- Prior experience of working on Control & Policy documentation
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