Capital One Senior Risk Associate Governance Valuations & Innovation 

United States, Virginia, Arlington 

235968892

Center 2 (19050), United States of America, McLean, Virginia Senior Risk Associate, Governance, Valuations, & Innovation

Role Description

GV&I is seeking a Senior Associate-level associate with risk management experience and familiarity with Commercial Banking policies, regulations, and processes. The individual will partner with innovative and passionate stakeholders across the Lines of Business, Product, Technology, Operations, and Risk to enhance risk governance, controls, processes, and assurance practices, while implementing changes that are strategic and transformative for the Bank.

Specific responsibilities include, but are not limited to:

• Providing guidance on commercial credit policies, standards, and procedures

• Supporting management of the credit policy lifecycle, including drafting policy updates and communicating changes to stakeholders

• Administering credit approval and credit exceptions processes and policies through day-to-day management

• Formulating and implementing solutions, leveraging technology to enhance credit processes

• Drafting materials, developing communications, and providing training related to change initiatives

• Leveraging data to provide insights that enable stakeholders to make data-based decisions

• Performing research on regulatory interpretation and leading industry practices relating to commercial lending practices

• Providing guidance on applicability of regulatory and policy requirements

• Evaluating Internal Audit, Regulatory Exam, and self-identified issues and events for compliance and policy impacts

• Working closely with associates across Capital One, including: Lines of Business, Product, Technology, Operations, and Risk

• Promoting GV&I’s learning and culture by facilitating continuous learning activities and team interactions

Desired Skills:

• Self-starter with a background in risk management, compliance, or credit underwriting

• Understanding of commercial banking activities and the three lines of defense framework

• Strong data and analytical competencies

• Proficiency in Python and/or Javascript

• Effective verbal and written communication skills, including the ability to prepare presentation materials

• Aptitude for synthesizing complex issues into a clear and concise summary

• Keen attention to detail

• Proactive and results-oriented

• Independent problem-solver with ability to navigate ambiguity

• Ability to establish credibility, trust, and support within all levels of the organization

• Willing to learn, adapts easily to change, and confident with diverse thinking

• Knowledge and experience using Google Workspace (e.g., Sheets, Slides, Docs)

Basic Qualifications:

• Bachelor’s degree or military experience

• At least 2 years of experience in risk management, compliance, or credit underwriting at a financial institution or consultancy firm

• At least 2 years of experience working with SQL databases such as Snowflake and data visualization applications such as Tableau or AWS QuickSight

Preferred Qualifications:

• Master's degree in Business Administration, Juris Doctor degree or other Master's degree

• 3+ years of experience in credit risk management or commercial banking

Illinois (Hybrid On-Site): $92,800 - $105,900 for Sr. Risk AssociateThis role is also eligible to earn performance based incentive compensation, which may include cash bonus(es) and/or long term incentives (LTI). Incentives could be discretionary or non discretionary depending on the plan.

If you have visited our website in search of information on employment opportunities or to apply for a position, and you require an accommodation, please contact Capital One Recruiting at 1-800-304-9102 or via email at . All information you provide will be kept confidential and will be used only to the extent required to provide needed reasonable accommodations.