Credit Officer jobs in United States, Minnesota, Minneapolis

In this role, you will:

• Lead complex credit initiatives including those that are cross functional with broad impact to the business
• Make decisions in complex and multifaceted situations requiring sound understanding of credit policy and portfolio strategies that influence teams to achieve goals and drive new initiatives
• Collaborate and consult with peers, colleagues, and middle to more experienced managers to resolve credit and portfolio issues
• Coordinate with subject matter experts in the business to obtain feedback on complex credit policy matters.
• Communicate credit policy and procedure changes to the line of business
• Maintain and update credit policy related procedures for the line of business
• Direct and coordinate various activities, including periodic training related to assessing credit risk to underwriting and relationship teams
• Provide oversight on credit risk governance across assigned businesses and liaise between Commercial Credit and the business on credit policy matters
• Prepare policy exemption requests and obtain required approvals
• Lead and contribute to various projects
• Assist the business on internal and external exams and audits

Required Qualifications:

• 5+ years of Credit Consulting Portfolio experience, or equivalent demonstrated through one or a combination of the following: work experience, training, military experience, education
  

Desired Qualifications:

• 5+ years of experience with asset-based or floor plan lending and leasing
• Commercial credit experience
• Familiarity with commercial credit policies
• Strong technical writing skills
• Ability to communicate with senior leaders clearly and concisely
  

Job Expectations:

• This position is not eligible for Visa sponsorship
• This position offers a hybrid work schedule
• Specific compliance policies may apply regarding outside activities or personal investing; affected employees will be expected to provide information to the Wells Fargo Personal Account Dealing Team and abide by applicable policy requirements if hired. Information will be shared about expectations during the recruitment process
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Locations:

• 600 S 4th St - Minneapolis, Minnesota 55415
• 2600 S Price Rd - Chandler, Arizona 85286
• 10 S Wacker Dr - Chicago, Illinois 60606
• 801 Walnut St - Des Moines, Iowa 50309
• 1100 Abernathy Rd - Atlanta, Georgia 30328
• 125 High St - Boston, Massachusetts 02110
• 550 S Tryon St - Charlotte, North Carolina 28202
• 1800 Century Park E - Los Angeles, California 90067
  

Pay Range:

• Minneapolis - Minnesota Pay Range: $131,000 - $206,000
• Chandler - Arizona Pay Range: $119,000 - $187,000
• Chicago - Illinois Pay Range: $131,000 - $206,000
• Des Moines - Iowa Pay Range: $119,000 - $187,000
• Atlanta - Georgia Pay Range: $119,000 - $187,000

Pay Range

Wells Fargo Recruitment and Hiring Requirements:

b. Wells Fargo requires you to directly represent your own experiences during the recruiting and hiring process.

Responsible for the administration, risk management and servicing of assigned fiduciary and investment management accounts. May include Relationship Management responsibilities as well as product specialty knowledge and expertise (such as IRAs, Charitable/Philanthropic Accounts, ILITs, Estates, etc.). Will likely work as part of a team of experts administering accounts where tasks are assigned based on complexity. Accountable for servicing and retention of existing accounts. Administers accounts in a manner which ensures compliance with the governing documents, state statutes and U.S. Bank policies and procedures. Responsible for meeting all corporate and regulatory compliance standards.

Basic Qualifications:

• Bachelor's degree, or equivalent work experience
• Eight or more years of experience in Trust administration

Preferred Skills/Experience:

• Professional Designation is highly preferred and may include, but is not limited to: CTFA, CFP, JD, CPA and/or Graduate of National Trust School Program
• Advanced knowledge of estate settlement, income, estate and multi-generational taxation and trusts
• Thorough knowledge of fiduciary law, tax implications and practices in multiple jurisdictions, trust accounting/reporting, and other regulatory compliance requirements
• Basic project and information management skills
• Ability to identify and resolve complex problems with minimal guidance
• Ability to manage multiple tasks/projects and deadlines simultaneously
• Strong interpersonal and verbal and communication skills
• Advanced customer service and relationship building skills

Our approach to benefits and total rewards considers our team members’ whole selves and what may be needed to thrive in and outside work. That's why our benefits are designed to help you and your family boost your health, protect your financial security and give you peace of mind. Our benefits include the following (some may vary based on role, location or hours):

• Healthcare (medical, dental, vision)

• Basic term and optional term life insurance

• Short-term and long-term disability

• Pregnancy disability and parental leave

• 401(k) and employer-funded retirement plan

• Paid vacation (from two to five weeks depending on salary grade and tenure)

• Up to 11 paid holiday opportunities

• Adoption assistance

• Sick and Safe Leave accruals of one hour for every 30 worked, up to 80 hours per calendar year unless otherwise provided by law

U.S. Bank participates in the U.S. Department of Homeland Security E-Verify program in all facilities located in the United States and certain U.S. territories. The E-Verify program is an Internet-based employment eligibility verification system operated by the U.S. Citizenship and Immigration Services. Learn more about the .

U.S. Bank will consider qualified applicants with arrest or conviction records for employment. U.S. Bank conducts background checks consistent with applicable local laws, including the Los Angeles County Fair Chance Ordinance and the California Fair Chance Act as well as the San Francisco Fair Chance Ordinance. U.S. Bank is subject to, and conducts background checks consistent with the requirements of Section 19 of the Federal Deposit Insurance Act (FDIA). In addition, certain positions may also be subject to the requirements of FINRA, NMLS registration, Reg Z, Reg G, OFAC, the NFA, the FCPA, the Bank Secrecy Act, the SAFE Act, and/or federal guidelines applicable to an agreement, such as those related to ethics, safety, or operational procedures.

In this role, you will:

• Lead complex initiatives for researching financial and credit information for larger and more complex commercial or business loan and lease requests
• Assist in structuring and approval of loan or leases within delegated authority and recommend transactions in excess of credit authority
• Review and research financial and credit information for larger and complex loans and lease requests that require in-depth evaluation
• Make decisions in complex and multifaceted situations requiring exceptional understanding of the Equipment Finance Underwriting functional area, policies, procedures, and compliance requirements
• Collaborate and consult with peers, colleagues, and managers to achieve business objectives
• Mentor or review analysis of less experienced individuals
• Lead projects and approve transactions in excess of their credit authority

Required Qualifications:

• 5+ years of Equipment Finance Underwriting experience, or equivalent demonstrated through one or a combination of the following: work experience, training, military experience, education

Desired Qualifications:

• Strong cash flow analysis skills

• Familiarity with various collateral types

• Document negotiation skills

• Financial Analysis experience

• Experienced and proficient with Microsoft Office suite of products, including Excel, Word and PowerPoint

• Experience working across multiple industries in an underwriting capacity (i.e. construction, transportation, industrial, manufacturing)

• Experience working on transactions >$15MM

• Strong communication skills with experience presenting to Senior Leadership and communicating with external clients

Job Expectations:

• Ability to travel up to 10% of the time

• Ability to work a hybrid work schedule

• This position does not support Visa Sponsorship

• Specific compliance policies may apply regarding outside activities or personal investing; affected employees will be expected to provide information to the Wells Fargo Personal Account Dealing Team and abide by applicable policy requirements if hired. Information will be shared about expectations during the recruitment process

Job Locations:

• 600 S 4th St - Minneapolis, MN 55415

• 10 S Wacker Dr - Chicago, IL 60606

• 2600 S Price Rd - Chandler, AZ 85286

• 801 Walnut St - Des Moines, IA 50309

• 5000 Riverside Rd - Irving, TX 75039

Pay Range:

Minnesota - Minneapolis Pay Range: $153,000-$239,000

Illinois - Chicago Pay Range: $153,000-$239,000

Arizona - Chandler Pay Range: $139,000-$217,000

Iowa - Des Moines Pay Range: $139,000-$217,000

Texas - Irving Pay Range: $139,000-$217,000

Pay Range

Wells Fargo Recruitment and Hiring Requirements:

b. Wells Fargo requires you to directly represent your own experiences during the recruiting and hiring process.

About this role:

Wells Fargo is seeking a Senior Credit Product Sales Specialistwithin the Commercial BankingGroup. This

In this role, you will:

• Lead or participate in sourcing new clients or growing existing dealer relationships in a given product or specialty
• Understand clients’ businesses, strategic objectives, operational priorities, and financial positions within the context of individual deals and client relationships
• Lead moderately complex transactions in partnership with coverage teams for specialty products, including by analyzing potential opportunities, structuring, proposing, and selling tailored financial solutions to clients; lead internal coordination and submit transactions to management or independent risk for approval
• Collaborate and consult with peers, colleagues, and mid-level managers to resolve client issues and achieve business objectives
• Independently resolve moderately complex issues while leveraging a solid understanding of relevant policies, procedures, and compliance requirements
• Partner with product management functional partners to provide feedback on evolving market needs to enable the innovation, design, and delivery of credit solutions more effectively
• Contribute to large-scale planning related to a given product or specialty’s business objectives
• Serve as a mentor for less experienced individuals

Required Qualifications:

• 4+ years of secured or specialized lending sales experience, or equivalent demonstrated through one or a combination of the following: work experience, training, military experience, education

Desired Qualifications:

• Knowledge of loan and lease products
• Strong credit background and experience with highly structured lending transactions
• Aptitude to learn new systems quickly
• Ability to generate leads, cold call and initiate meetings with new clients
• Strong analytical skills with high attention to detail and accuracy
• Ability to work effectively in a team environment and across all organizational levels; where flexibility, collaboration, and adaptability are important
• Ability to work in a fast-paced deadline driven environment
• Energetic, quick learner, positive attitude, self-motivated
• Ability to work independently, organizing and managing multiple priorities
• Excellent written and oral communication skills demonstrated through prior experiences with Sr. Management
• Ability to lead low to moderate complex tasks, processes, transactions with multiple stakeholders

Job Expectations:

• Ability to travel up to 20% of the time
• This position does not support Visa Sponsorship
• Ability to work a hybrid work schedule
• Specific compliance policies may apply regarding outside activities or personal investing; affected employees will be expected to provide information to the Wells Fargo Personal Account Dealing Team and abide by applicable policy requirements if hired. Information will be shared about expectations during the recruitment process

Job Locations:

• 600 S 4th St - Minneapolis, MN 55415
• 401 Las Colinas Blvd W Bldg A - Irving, TX 75039
• 2700 S Price Rd - Chandler, AZ 85286
• 712 Tyvola Rd - Charlotte, NC 28217

Pay Range

Wells Fargo Recruitment and Hiring Requirements:

b. Wells Fargo requires you to directly represent your own experiences during the recruiting and hiring process.

Trust ServicesTrust advisors discuss the needs of HNW and UHNW clients and provide personalized advice and wealth and asset management services, including:

• Personal trust services.

• Estate services.

• Philanthropic services.

• Closely held asset management.

• Real estate and loan asset management.

• Oil, gas and mineral management.

• Legacy trust services.

• Special needs trust services.

• Managed Individual Retirement Accounts (IRA).

In this role, you will:

• Administer a book of fiduciary relationships within a team-based environment, including analyzing trust and estate documents, implementing client estate plans, and ensuring client accounts are managed in accordance with sound fiduciary principles and applicable law.
• Engage clients, advisors and internal partners to deliver a high-touch client experience within a strong risk management framework.
• Build and maintain a strong knowledge of internal policies and procedures including, but not limited to, distributions, account maintenance, account opening and closing, KYC requirements, annual account reviews, and management of overdrafts.
• Identify and recommend opportunities for process improvement and control development.
• Serve as a subject-matter expert on fiduciary administration, including the interpretation of governing instruments, adherence to fiduciary principles and applicable laws, and the application of prudent investing standards.
• Act as a thought leader and culture carrier for the firm to influence outcomes and build an inclusive, collaborative and client-focused environment for our fiduciary professionals.
• Actively train and mentor junior team members.
• Participate in marketing and development initiatives, in conjunction with team leaders.

Required Qualifications:

• 4+ years of Fiduciary Products experience or equivalent demonstrated through one or a combination of the following: work experience, training, military experience, education

Desired Qualifications:

• J.D. and/or CTFA preferred
• Ability to work effectively within a team and build strong working relationships across business channels and at all levels of management.
• Demonstrate a high level of organizational skills, including time and priority management.
• Collaborate effectively with relationship team members, client’s advisors and other colleagues.
• Solutions-oriented and able to operate within a fast-paced environment.
• Strong conflict resolution skills.
• Strong leadership, communication and presentation skills with the ability to explain difficult financial, tax and legal concepts to internal partners and clients.

90 S 7th St

Minneapolis, MN 55402

Job Expectations:

• Potentially 5% - 10% overnight travel
• Specific compliance policies may apply regarding outside activities and/or personal investing; affected employees will be expected to provide information to the Wells Fargo Personal Account Dealing Team and abide by applicable policy requirements if hired. Information will be shared about expectations during the recruitment process.

Pay Range

Wells Fargo Recruitment and Hiring Requirements:

b. Wells Fargo requires you to directly represent your own experiences during the recruiting and hiring process.

Incumbent at this level is a qualified, Equipment Management and Aircraft Sales & Marketing Support Specialist/Market Research Analyst responsible for assisting the GCAF (Global Corporate Aircraft Finance) Head of Asset Management with all aspects of Equipment Management and Aircraft Dispositions; possess knowledge of the corporate aviation field, expertise/familiarity with FAA requirements, aircraft maintenance programs and lease documentation.

Responsibilities:

The candidate for this position will assist the GCAF Head of Asset Management with the following:

• In depth corporate aircraft market research
• Monitor and track changes in the market for targeted aircraft makes and models
• Provide support for portfolio management of inventory aircraft
• Sales support for redeployment of non-earning assets through aircraft sale or re-lease
• Aircraft sales transaction management oversight
• Coordinate marketing activities with listing agents
• Manage the B of A website
• Support/monitor aircraft operations functions including storage, insurance, maintenance, inspections, modifications and refurbishment
• Expense monitoring, tracking, processing and reporting
• Assist in strategies to redeploy assets as the market and composition of the inventory change
• Prepare month end reports detailing activity related to the managed assets

Required Qualifications:

• 5 years Corporate Aircraft Industry experience in any of the following areas: Corporate Aircraft Market Research, Business Aviation/Aircraft Management/Maintenance, Business Aviation/Aircraft Sales, Corporate Aircraft Operations.

Desired Qualifications:

• Interest in general aviation/corporate aviation.
• Bachelor's Degree or equivalent work experience

Skills:

• Strong systems and technology skills
• Demonstrated analytical skills
• Deductive reasoning ability
• Strong organizational & time management skills
• Advanced communication skills (written & verbal)
• Strong attention to detail
• Proficiency with MS Office software applications
• Ability to demonstrate leadership, control and planning
• Ability to handle multiple priorities
• Ability to adapt to change
• Ability to solve problems
• Ability to influence others
• Demonstrates creativity & innovation
• Exhibits teamwork
• Travel 20%

High School Diploma / GED / Secondary School or equivalent

Banking, Lending, & Trust (BL&T)

Trust ServicesTrust advisors discuss the needs of HNW and UHNW clients and provide personalized advice and wealth and asset management services, including:

• Personal trust services.

• Estate services.

• Philanthropic services.

• Closely held asset management.

• Real estate and loan asset management.

• Oil, gas and mineral management.

• Legacy trust services.

• Special needs trust services.

• Managed Individual Retirement Accounts (IRA).

In this role, you will:

• Work with a team of fiduciary professionals to administer a book of fiduciary relationships, including analyzing trust and estate documents, implementing client estate plans, and ensuring client accounts are managed in accordance with sound fiduciary principles and applicable law.
• Engage clients, advisors and internal partners to deliver a high-touch client experience within a strong risk management framework.
• Execute on client requests, including money movement, investment implementation and account management.
• Build a strong understanding of fiduciary concepts and principles, including trust accounting, discretionary distribution standards and prudent investing.
• Build and maintain a strong knowledge of internal policies and procedures including, but not limited to, distributions, account maintenance, account opening and closing, KYC requirements, annual account reviews, and management of overdrafts.
• Develop an ability to identify fiduciary risk and escalate appropriately.
• Act as a culture carrier for the firm to influence outcomes and build an inclusive, collaborative and client-focused environment for our fiduciary professionals.

Required Qualifications:

• 6+ months of Fiduciary Products experience, or equivalent demonstrated through one or a combination of the following: work experience, training, military experience, education

Required Qualifications for Europe, Middle East & Africa only:

• Experience in Fiduciary Products or equivalent demonstrated through one or a combination of the following: work experience, training, military experience, education

Desired Qualifications:

• J.D. and/or CTFA preferred
• Ability to work effectively within a team and build strong working relationships across business channels and at all levels of management.
• Demonstrate a high level of organizational skills, including time and priority management.
• Collaborate effectively with relationship team members, client’s advisors and other colleagues.
• Solutions-oriented and able to operate within a diverse, fast-paced environment.
• Strong conflict resolution skills.
• Strong leadership, communication and presentation skills.

Pay Range

Wells Fargo Recruitment and Hiring Requirements:

b. Wells Fargo requires you to directly represent your own experiences during the recruiting and hiring process.