Sr Lead Software Engineer - Payments Run Bank jobs at Jpmorgan in Brazil, São Paulo

The Portfolio Manager will have the following responsibilities:

• Implementation of portfolio construction based on Strategy team's calls and investment vehicle selection
• Maintain knowledge of the investment solutions utilized throughout Private Banking, including, mutual funds, exchange traded funds, structured notes, hedge funds, and separately managed accounts
• Maintain knowledge of each account's unique requirements and sensitivities
• Review and trade portfolios, manage orders and execute trades across managed account business including the following: New account initial investing and phase inTimely implementation of strategic and tactical shifts when announced by Portfolio Construction
• Monitoring cash and security activity in clients’ accounts
• Liquidating accounts
• Monitoring accounts for model drift and strategy deviation
• Relationship management with internal clients (client facing teams)
• Work with various internal partners to complete business initiatives

Key Competencies:

• Bachelor's degree in a finance - related discipline with a minimum 3.3/4.0 GPA. CFA or progress toward attaining CFA designation preferred, but not required
• 1-2 years’ work experience in financial services industry with Private Wealth Management experience preferred
• Demonstrated solid understanding of investments with keen interest in broadening knowledge of portfolio management
• Demonstrated track record of building relationships with internal and external partners
• Prior experience operating within a risk framework

Job responsibilities

• Develop new features and maintain existing ones for regional applications.
• Participate in projects and provide production support.
• Solve technical problems and propose effective solutions.
• Write secure, high-quality code; review and debug code written by others.
• Design and implement infrastructure solutions using AWS and Terraform, ensuring scalability, security, and operational efficiency.
• Contribute to a team culture that values diversity, opportunity, and respect.

Required qualifications, capabilities and skills

• Formal training or certification on Software Engineer concepts and proficient applied experience.
• Knowledge of Java, Kotlin, Spring Framework, Oracle database, Linux OS, REST APIs, and automated testing.
• Experience creating and maintaining global financial systems with low tolerance for failures, high performance, resilience, and security.
• Knowledge of AWS infrastructure and services.
• Cloud experience on AWS (including serverless components) and Kubernetes.
• Experience with Infrastructure as Code, ideally Terraform.
• Proficiency in programming languages.
• Experience working in development teams using agile methodologies.
• Strong communication skills, teamwork, and proactiveness.
• Fluent in English.

This position is ideal for professionals seeking challenges in a dynamic environment and who wish to contribute to the development of innovative technological solutions in the payments area. If you possess the qualifications and are interested in being part of a dedicated and growing team, we encourage you to apply.

Job Responsibilities:

• Review, draft, and negotiate documents related to the covered lines of business.
• Stay abreast of key regulatory agendas impacting JPMorgan's business, supporting regulators and the market innovation agenda, advising and interpreting regulations, and assessing legal risks.
• Participate in regional and global initiatives, including NBIA assessments, and the development of templates, know-how, best practices, and procedures.
• Provide support in the negotiation of facilities and deals, including lending, trade finance, supply chain finance, receivables finance, and bank guarantees.
• Support the larger banking team, when needed, with respect to other products and services, as well as various institutional matters.
• Provide legal and regulatory support in connection with the covered lines of business.

Preferred Qualifications:

• Qualified lawyer with at least 7 years of legal experience in payments, cash management, or bank regulatory, with experience in trade finance.
• Licensed attorney in Brazil.
• Fluent in English.
• Strong regulatory background.
• Strong drafting, negotiation, and legal analytical skills with attention to detail.
• Excellent communication skills, both written and oral.
• Strong interpersonal skills, team-oriented, and ability to work collaboratively with internal stakeholders.
• Ability to apply technical product knowledge and experience to complex and innovative transactions and products.
• Strong commercial focus with a solution-driven approach.
• Ability to work under pressure, prioritize, and respond to business needs and goals.
• Ability to adapt and apply legal skills in new business areas and subjects where the lawyer may not have expertise, and willingness to develop and excel beyond their comfort zone.
• Innovation mindset.

Our Infrastructure Platform group is filled with innovators who love technology as much as you do. Together, you will use a disciplined, innovative and a business focused approach to develop a wide variety of high-quality products and solutions. You will work in a stable, resilient and secure operating environment where you and the services you deliver will thrive.

is a horizontal service organization responsible for Infrastructure Platforms inAsia Pacific, Europe Middle East & Africa, and Latin America & Canada. We leverage the scale and expertise of the product organization to deliver Infrastructure Platforms global products at a local level, linking requirements and understanding regulations to ensure Infrastructure Platforms products are delivered to meet customer need. We align with the international Chief Information Office organization within each region and with direct linkage to global Infrastructure Platform’s Platforms & Services.

This is, and will report to the Infrastructure Platforms International Services Global Tech Risk & Control Director.

Job responsibilities

• Oversee how Infrastructure Platforms International Latin America & Canada organization adopts technology to support, enable and enhance its business objectives while complying with the Firm’s global policies and it’s regulatory compliance requirements.
• Understand complex regulatory and internal security requirements and be able to advise on implementation options.
• Establish and maintain strong relationships with internal and external stakeholders, including key cross-functional team leads, regulators, and auditors, to ensure compliance with legal, regulatory, and industry standards.
• Develop and maintain an understanding of IP product/platforms teams strategies, product roadmaps and key investment programs.
• Apply working experience in multiple security or risk management domains (e.g., application security, vulnerability management, data protection, encryption, logging and monitoring, network security).
• Identify technology risk impacting the business that is quantified, communicated, and managed, including recommendations for resolution, and identifying the root cause/key themes.
• Partner with Third Party Oversight teams to ensure effective vendor risk management.

Required qualifications, capabilities, and skills.

• 5+ years of experience or equivalent expertise in technology risk management, information security, or related field, emphasizing risk identification, assessment, and mitigation.
• Familiarity with risk management frameworks, industry standards, and financial industry regulatory requirements.
• Proficient knowledge and expertise in data security, risk assessment & reporting, control evaluation, design, and governance, with a proven record of implementing effective risk mitigation strategies.
• Ability to work with data from disparate sources to build a cohesive view on risk.
• Demonstrated ability to influence executive-level strategic decision-making and translating technology insights into business strategies for senior executives.

Preferred qualifications, capabilities, and skills

• CISM, CRISC, CISSP, or similar industry-recognized risk and risk certifications are preferred
• Risk management knowledge in public cloud provider (AWS, GCP, Azure) services

Job Responsibilities:

1. Product Vision and Strategy :
   • Define and articulate the product vision and strategy, with a focus on transactional products.
   • Develop and maintain a product roadmap that aligns with company objectives and risk management strategies.
2. Stakeholder Collaboration :
   • Work closely with internal and external stakeholders, including banks, financial institutions, and technology partners.
   • Engage with diverse stakeholders to ensure alignment and successful product delivery.
   • Partner with technology teams to ensure scalable architecture, robust integration and adherence to global tech standards.
3. Customer and Market Engagement :
   • Actively gather and prioritize customer requirements and market needs.
   • Conduct market research and competitive analysis to guide product decisions.
4. Product Development and Launch :
   • Collaborate with cross-functional teams to design, develop, and launch new products and features.
   • Ensure high-quality documentation and support for client integration journeys.
5. Performance Monitoring and Optimization :
   • Monitor product performance and user feedback to identify areas for improvement.
   • Implement changes to optimize product performance and user experience.
   • Monitor product performance based on user feedback and data analytics.
6. Regulatory Compliance :
   • Ensure that payment products comply with local regulations and industry standards.
   • Stay updated on regulatory changes and adapt products accordingly.
7. Support and Training :
   • Provide support and training to sales teams and customer service representatives.
   • Address customer inquiries and issues related to payment products.
8. Innovation and Continuous Improvement :
   • Foster a culture of innovation and continuous improvement within the product team.
   • Encourage the exploration of new technologies and methodologies to enhance payment solutions.

Required qualifications, capabilities and skills:

• Bachelor’s degree in Business, Marketing, Engineering, or a related field.
• 6-8 years of Proven experience as a Product Manager, particularly with transactional products (cash management).
• Strong technical background in payment systems, APIs and infrastructure or understanding of API-based integrations and payment file processing.
• Solid experience with B2B or corporate banking products.
• Familiarity w/ escrow account structures, Siscomex operations, and regulatory frameworks.
• Knowledge of SWIFT protocols, ISO 20022 messaging standards and CNAB file layouts.
• Strong understanding of product lifecycle management and risk assessment.
• Excellent communication and leadership skills, with the ability to engage diverse stakeholders.
• Proficiency in English and Portuguese.
• Ability to work collaboratively in a fast-paced environment.
• Analytical mindset with strong problem-solving skills.
• Experience in a client-facing role.

Job responsibilities

• Executes basic software solutions, design, development, and technical troubleshooting
• Writes secure and high-quality code using the syntax of at least one programming language with peer guidance
• Interprets architecture and design representations as well as nonfunctional requirements to develop secure, stable software against a defined architecture
• Actively applies automation to reduce manual toil in the Software Development Life Cycle
• Addresses basic code quality issues
• Gathers, analyzes, and synthesizes basic data sets in service of technical troubleshooting and generating insights to drive continuous improvements
• Breaks down routine technical tasks to troubleshoot and solve issues
• Adds to team culture of diversity, opportunity, inclusion, and respect

Required qualifications, capabilities, and skills

• At least 1 year of hands-on development experience
• Baseline knowledge of software, applications and technical processes within a given technical discipline
• Ability to work in large, collaborative teams to achieve organizational goals, with a passion to build an inclusive and innovative culture
• Demonstrable ability to code in one or more languages
• Understanding of software skills such as business analysis, development, maintenance, and software improvement
• Proficiency in developmental toolsets
• Basic knowledge of industry-wide technology trends and best practices

Preferred qualifications, capabilities, and skills

• Exposure to cloud technologies

As a Cash Operations Executive Director you will lead the operational functions related to settling payments within Latin America, where JPM has a significant presence in Argentina, Brazil, Chile, Colombia, and Mexico, as well as in the Buenos Aires Corporate Center. The LATAM Payments team supports the following sub-LOBs within the Payments organization: Cash, Trade, Cash Account Management, and Regulatory Operations.

Job responsibilities:

• Lead operational oversight of Latin America Payments Operations and ensure all service level agreements (SLA) and performance metrics are met.
• Partner with Product, Technology, Operations, Service, Risk, Compliance, and all JPM’s lines of business to deliver the business strategy and manage significant risks to the firm.
• Manage projects to deliver high levels of automation (above 98.5% straight-through processing) and data analytics to enable scalable and resilient processing.
• Set the long-term operating model for the evolving Payment business and innovative landscape of products that JPM is actively developing.
• Engage with product owners of the Clearing and Payments businesses to ensure current and future needs of the business are met.
• Maintain a strong regional network to understand and support the needs of all key stakeholders.
• Develop and maintain a robust controls environment that will protect our clients, the firm, and our employees.
• Represent JPM in multiple regulatory engagements from an Operations standpoint, including regulatory exams and periodic update meetings.
• Develop and maintain subject matter expertise around payments processes and applications.
• Develop policies, procedures, performance objectives, and standards that are aligned to
• Position requires 24x7 operational leadership oversight with some after-hours work via remote access and mobile phone.
• Position requires heavy interaction with the controls team, servicing teams, product teams, technology teams, and other support function teams to ensure a strong business flow across multiple functions and multiple products.

Qualifications:

• Fluent in English
• Overall 12+ years of experience leading large organizations in similar industries or functions with strong working knowledge of the Payments businesses operations
• Excellent leadership and people management capabilities to effectively lead organizations through change and transformation.
• Excellent communication skills and interpersonal skills to be able to communicate internally and externally and at all levels. Proven ability to build effective relationships with internal and external stakeholders.
• Experience of working and partnering with risk, audit, and compliance to ensure that overall organizational objectives are met.
• Strong project management and analytical skills.