PayPal UK Credit Compliance Manager 

United Kingdom, England, City of London 

971026215

Your day to day

• Manage the planning and oversight of key regulatory deliverables in relation to the UK product portfolio; Monitor relevant regulatory developments and changes
• Provide functional support as the Regulatory/ Market Compliance subject matter expert across PayPal’s Risk and Compliance organization and the UK business
• Collaborate with internal teams (such as the General Manager for Consumer Credit, Program enablement, Global Credit Risk and Compliance Business Partner, internal control partners, product leaders etc.) to identify clear steps necessary to manage regulatory developments and mitigate related risks
• Partner with Government Relations, Regulatory Relations, Legal and other teams to maintain productive and positive regulatory relationships
• Support process/product reviews to identify and mitigate first line risks, both operational & regulatory, in line with PPUK policy and appetite and regulatory requirements
• Maintain specific payment services, credit risk and compliance knowledge to proactively advise on future and emerging regulatory risk and requirements across the evolving product offering
• Manage credit risk and compliance reporting across various UK and Global management committees.

Your role is essential to the overall execution of our PPUK Credit Risk & Compliance Program and is a critical participant in executing the Risk & Compliance Roadmap.

• Partner with Risk and Compliance Business Partners and Program Enablement teams and work to implement changes to comply with the evolving regulatory environment.
• Partner on the compliance new product intake and change management processes and implementation of control requirements.
• Provide practical and extensive knowledge of Credit and Payment Service Providers in the UK, including in-depth knowledge of regulatory compliance.
• Provide inputs to first line on consumer protection related regulations including, and treatment of vulnerable customers.
• Be a champion for positive customer outcomes and provide a demonstrable understanding of Consumer Credit / Payment Services Risk assessment and measurement.

Basic Qualifications

• 7+ years in the financial industry or equivalent with proven experience in compliance leadership roles for regulated consumer credit / payment services portfolios.
• Experience with the UK regulators and the regulatory exam process in a financial institution.
• Expertise on FCA & PRA credit requirements
• High personal resilience a self-starter with energy and drive for results. A high degree of self-motivation is a given.
• Excellent English communication and written skills.
• Experience in partnering with and counselling senior business clients, particularly in the context of a rapidly changing and growth-oriented environment.
• Strong problem solving, operational process and analytical skills.
• High energy and creativity, an entrepreneurial spirit, and the desire to work in a fast growth and changing environment
• Ability to work within a matrix environment and cross functionally with commercial, operations and technology functions
• Strong project management skills and change management experience.

Our Benefits:

Any general requests for consideration of your skills, please