US Bank Junior Credit Analyst Category Underwriting 

Spain, Community of Madrid, Madrid 

938267913

Responsible for conducting credit analyses including gathering, analyzing and interpreting all types of credit information on the existing portfolio. The data collected may include credit reports, industry research, and tax returns. Inputs the data gathered into tracking and/or reporting computer systems and/or databases. Prepares and presents credit reports to person(s) responsible for making credit decisions. Sets up and maintains databases used to analyze accounts and/or portfolios. Accounts will be monitored to identify potential risk to mitigate losses to Elavon. Prepares and presents credit reports to person(s) responsible for maintaining control over the credit standings of individual accounts and portfolios. Generally furnishes information relative to credit inquiries to appropriate parties.

Complete financial and business analysis reports within our systems or in written form as required
Work closely with our Customer Due Diligence & Fraud, Collections, Chargebacks Departments when required
Make credit decisions on the cases assignedEffective time management and ability to meet deadlines
Good team player
Ability to identify when an issue needs to be escalated
Positive approach and the ability to be self-motivated
Support management with tasks as necessary
Bachelor's degree, or equivalent work experience
Two to three years of related experience
Ability to read and interpret financial statements;
Previous credit underwriting experience is an advantage;
Strong verbal and written communication skills in English;
Accuracy and attention to detail;
Ability to work in a fast-paced environment;
Good Microsoft Office Skills;Alternative language skills are an advantage but not a requirement;