Job Summary:
As a Risk Data Strategy Associate I in our Home Lending Risk Management team, you will have the opportunity to assess and recommend changes to our overall Home Lending Risk data strategies, policies, and controls. This role provides a challenging and rewarding career path, where you will be promoting better data, stronger controls on data quality and processes, and a higher level of transparency for the Home Lending Risk group. You will regularly interact with leaders and teammates in Risk Management, Finance, Lending, and Marketing to add business value.
Job Responsibilities:
- Coordinate with end users to understand data requirements and the desired end state of data tables.
- Extract data from TERADATA, Oracle, SQL Server, external files using SAS and Alteryx and perform transformation and analysis of underlying trend and drivers using advanced Statistical Analysis System (SAS) techniques
- Perform impact analysis to assess impact of data source changes.
- Solve problems by analyzing, using experience and/or intuition to create pragmatic solutions. Investigate, troubleshoot and help provide data issue resolutions.
- Translate stakeholder requirements into database design
- Address user questions about databases. Assisting in publication and availability
- Analyze database in response to new functionality by summarize findings and implement recommendations
- Promote a constructive, positive team environment and maintains a spirit of openness, information sharing inquisitiveness, problem-solving and support for common goals
Required Qualifications, Skills, and Capabilities:
- Bachelor's degree in a quantitative discipline (Finance/Statistics/Economics/Mathematics/Operations Research) is required
- Ability to allocate time efficiently; handle multiple demands and competing priorities.
- Strong time management skills, fast learner, self‐ motivated, and comfortable taking initiative and handling multiple projects simultaneously.
- Excellent data analytic skills and organizational skills.
- 2+ years of Credit Risk Management and/or Marketing Analytics in financial industry, ideally with home lending.
- Extensive hands-on knowledge inSAS,SQL, PLSQL, MS Office, and procedures/functions in working with the following database types:Oracle, Teradata, Snowflake and MS-SQL Server.
- Strong analytical, interpretive and problem-solving skills with the ability to develop common sense solutions to complex business challenges
- Strong P&L knowledge and understanding of drivers of profitability
- Proven ability to influence and drive results thorough effective thought leadership and teamwork
- Ability to coach and develop peers to deliver results
- General knowledge of Mortgage Banking, mortgage products, servicing, default processes, reporting, and governance controls