Approving and managing risk exposures to securitization and structured vehicles backed by various asset classes including Consumer and Commercial Loans, Broadly Syndicated Loans and Private / Credit and Middle Market Loans
Provide credible challenge to the business in transaction review and approvals
Perform in-depth credit analysis by monitoring a transaction's financial performance, risk metrics and compliance with financial covenants (annual reviews and new credit approvals)
Responsibilities include research, credit analysis, risk rating assessment, coordinating deal closings and active monitoring of the portfolio to identify credit migration
Analyze transactions to provide high quality credit opinions
Contribute to the timely completion of portfolio reviews, and portfolio stress tests for senior risk and business management
Conduct on-site reviews and due diligence of originators and servicers
Participate in customer calls, attend site meetings and assist with development of account strategies
Generate reports as required to highlight portfolio metrics for internal and external regulators
Work with Institutional Credit Management (ICM) and Global Reporting to make sure credit risk positions are accurately reported in credit systems.
Knowledge/Experience:
Extensive experience of Securitization and Structured Credit
Strong knowledge of various capital market and derivative products
Good understanding of corporate finance
Excellent written and verbal communication skills with an ability to present analysis and recommendations in a concise manner to seniors
Strong analytical skills with good attention to detail
Sound risk and credit judgement
Senior Credit Officer designation (SCO) preferred
Qualifications:
10+ years of experience in credit risk management or equivalent training and experience preferably in the financial services industry
Consistently demonstrate clear and concise written and verbal communication
Demonstrated ability to view data holistically and remain detail oriented to synthesize, prioritize and deliver results with urgency
Demonstrated interpersonal, organizational, analytical, presentation, facilitation, negotiation and strategic skills
Proven ability to obtain support and buy-in across a wide range of internal and external audiences
Demonstrated work ethic and influencing skills
Education:
Bachelor's degree/University degree or equivalent experience
Master's degree preferred
Credit & Portfolio Risk ManagementFull timeNew York New York United States$163,600.00 - $245,400.00