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Execute the Credit Review function by:
Conducting risk-based reviews covering consumer line(s) of businesses
Identifying credit process weaknesses
Identifying emerging trends and issues
Identifying gaps in credit policy
Tracking of identified issues to resolution
Communicating Credit Review assurance results with exceptional verbal and written communication skills, demonstrating strong clear thinking and succinct delivery of message
Reporting results and issues verbally and in writing to executive management and internal credit and risk senior executives
Working with regulators and external auditors to provide assurance that Credit Review processes are sound
Building and maintaining high trust relationships with senior credit risk management, senior lending associates, and regulators
Acting as an approachable advisor to business partners by developing continuous and effective communication channels for all stakeholders
Showing ability to provide business leadership and partnering skills to help drive the organization towards critical decisions and deliverable results
Basic Qualifications:
Bachelor’s degree or military experience
At least 7 years of business analysis experience
At least 3 years of experience in consumer lending or credit risk policy or risk analytics
Preferred Qualifications:
Master’s Degree
Formal consumer credit training from a large national or regional bank or equivalent training in a regulatory office (OCC, Federal Reserve)
Data analytics skills
Credit risk modeling, audit, or assurance experience
. Eligibility varies based on full or part-time status, exempt or non-exempt status, and management level.
If you have visited our website in search of information on employment opportunities or to apply for a position, and you require an accommodation, please contact Capital One Recruiting at 1-800-304-9102 or via email at . All information you provide will be kept confidential and will be used only to the extent required to provide needed reasonable accommodations.
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