Bank Of America Credit Review Senior Portfolio Manager 

United States, North Carolina, Charlotte 

983802084

Line of Business Job Description:

Through examinations and monitoring, Credit Review provides an independent assessment of the quality of credit decisioning, portfolio management, risk recognition practices and the effectiveness of credit processes across the bank’s credit platform, identifies existing and emerging risks, and reports its findings to various stakeholders, including executive management, the Board of Directors or committee thereof, external auditors and regulatory agencies.

Responsibilities:

• Establish and execute risk-based coverage plans forspecific portfolios, products, and risks spanning multiple commercial portfolios. Coverage plansto include, as appropriate, examinations, transaction reviews, risk assessments and issue management
• Serve as subject matter expert for exam activities
• Effectively assimilate information from various sources to identify emerging risks
• Provide periodic updates to business heads and executive management, including communication of examination and monitoring results, new issues and emerging risks
• Issue management, including approval of issue severity ratings, action plans, ongoing issue status tracking and oversight of issue validation
• Track and follow observations from exams/monitoring that don’t yet rise to the level of issues
• Actively engage with Corporate Audit to ensure ongoing awareness of review activity, coordination, and ongoing risk assessment
• Actively participate in regulatory meetings and respond to inquiries from regulators and other external reviewers
• Provide input to top of house reporting for Board and senior management
• Drive a culture of continuous improvement by leading or participating in complex or multiple projects
• Produce quality, timely work

Required Qualifications:

• 8+ years of commercial credit experience (credit review, direct lending, workout, risk management and/or regulatory)
• Ability to support conclusions through fact-based analysis and ability to influence senior leaders
• Excellent credit analysis, project management and leadership skills
• Strong organizational and communication skills, both written and verbal
• Ability to manage multiple complex tasks while delivering high quality results
• Proficiency in Excel and strong data analytics skills
• Bachelor’s Degree with a preference in finance, accounting, economics or other business concentration

Skills:

• Internal Audit Review
• Portfolio Analysis
• Reporting
• Risk Management
• Underwriting
• Business Acumen
• Credit and Risk Assessment
• Critical Thinking
• Issue Management
• Stakeholder Management
• Analytical Thinking
• Executive Presence
• Influence
• Regulatory Compliance
• Relationship Building

1st shift (United States of America)