PayPal Sr Data Scientist– BNPL Geo-Expansion 

India, Karnataka, Bengaluru 

794721397

Essential Responsibilities:

• Lead the development and implementation of advanced data science models.
• Collaborate with stakeholders to understand requirements.
• Drive best practices in data science.
• Ensure data quality and integrity in all processes.
• Mentor and guide junior data scientists.
• Stay updated with the latest trends in data science.

Expected Qualifications:

• 3+ years relevant experience and a Bachelor’s degree OR Any equivalent combination of education and experience.

Responsibilities

• Work with P&L owners and other stakeholders to analyze, propose and implement robust strategies to support global expansion across the lifecycle of Buy Now Pay Later.
• Measure the P&L impact of credit strategies to optimize mix of risk and revenue, and support the production of business cases.
• Share insights with leadership on book quality and provide recommendation on risks and opportunities.
• Explore data sources internal and external to PayPal and evaluate their potential contribution to the credit underwriting process in new regions.
• Work with local compliance and legal teams to take into account local regulations for any new expansions.

Requirements

• Proven experience in credit risk management is a must, along with in-depth market knowledge of credit performance, data providers, credit and behavioral scoring and industry best practices.
• Minimum 4 years’ experience in credit and/or Fraud risk management and underwriting in consumer credit products (e.g. Credit cards, instalment loans or other revolving credit products), preferably with a fintech background.
• Strong written, oral, and interpersonal skills a must including the ability to explain / present technical business flows.
• Experience with credit bureaus and other sources of consumer data.

Qualifications

• Typically requires a minimum of 4 years of related experience with a Bachelor’s degree; or 3 years and a Master’s degree; or a PhD without experience; or equivalent work experience.
• Experience with analytics and data mining tools, such as SQL, Python, Advance Excel, Tableau.
• Proven ability to influence, work collaboratively, build and maintain relationships throughout the organization.
• Must have good judgment with the demonstrated ability to think creatively and strategically

Our Benefits:

Any general requests for consideration of your skills, please