Wells Fargo Credit Risk Specialist 

India, Telangana, Hyderabad 

791224653

In this role, you will:

• Provide an independent and thorough examination of credit decisions, providing credible challenge to credit decisions, policies and strategies
• Collaborate with business partners to drive recommendations for change or corrective action, research outcomes of credit decision reviews and engage in vetting process
• Provide leadership, guidance and subject matter expertise to peers, business partners and CCSE management
• Supervise entry to mid level roles in assessing and predicting risk in transactional or tactical less complex tasks and processes to ensure timely completion, quality and compliance Credit Risk
• Identify opportunities for driving the company credit culture, appetite, and business performance and risk control development in less complex functions

Required Qualifications,

• Experience in Credit Risk, or equivalent demonstrated through one or a combination of the following: work experience, training, military experience, education
• 3+ years of experience in similar role
• Excellent verbal and written communication skills and interpersonal communication skills
• Experience with Consumer Lending new account and portfolio management underwriting credit decisions and policies
• Strong analytical skills, including the ability to complete data investigations with high attention to detail and accuracy
• Knowledge of new application and servicing underwriting platforms
• Strong understanding of income analysis including self-employment cash flow
• Judgmental quality review experience
• Ability to work effectively in a team environment and across all organizational levels, where flexibility, collaboration, and adaptability are important to drive change
• Ability to meet or exceed business goals and objectives, while fostering a team atmosphere
• Adaptable and flexible coaching style which takes into account the needs and learning styles of a diverse team
• Design and implement targeted/ad hoc reviews as appropriate to identify potential quality or risk issues

Desired Qualifications:

• Experience of working across one or more geographic territories or regions
• Knowledge and understanding of market and counterparty risk management
• Understanding of Home Lending collections and/or default servicing activities
• Design and implement appropriate ongoing reviews to assess pre and post charge-off collections and default servicing activities
• Strong organizational, multi-tasking, and prioritizing skills
• Ability to work in a fast paced deadline driven environment
• Ability to identify inefficiencies and opportunities to improve the process
• Ability to prioritize work, meet deadlines, achieve goals, and work under pressure in a dynamic and complex environment

Job Expectations:

• Ability to prioritize work, meet deadlines, achieve goals, and work under pressure in a dynamic and complex environment

Wells Fargo Recruitment and Hiring Requirements:

b. Wells Fargo requires you to directly represent your own experiences during the recruiting and hiring process.