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Bank Of America Analyst Credit Risk Enterprise 
India, Maharashtra, Vasai-Virar 
767154688

03.09.2024

Responsibilities

Primary responsibility is to actively manage the credit due diligence for the portfolio of multi-national companies including:

  • Manage the acknowledgement process of incoming credit relationships for the portfolio of multi-national companies.
  • Due diligence of financial statements.
  • Preparation of credit and financial analysis of borrowers and obtain local credit, risk & senior management team’s approval.
  • Preparation, review & negotiation of credit documents and loan agreements.
  • Maintain close working dialogue with business partners to handle appropriate financial solutions for the clients. Also ensure early pre-screening of significant new client on-boarding, and / or transactions.
  • Perform ongoing portfolio monitoring and identify, escalate & manage emerging risks in the portfolio of clients.
  • Ensure portfolio of clients is compliant with internal policy and procedures as well as regulatory requirements.
  • Prepare and participate in internal/external/regulatory audits, reporting, surveys and examinations.
  • Participate in projects/initiatives to streamline and improve processes.

Competencies

  • Strong written and verbal communication skills in English
  • Able to interpret and analyze financial statements.
  • Basic understanding of banking products across Loan, Trade Finance, Transactional Services & Treasury.
  • Experience with reading / interpreting credit documents and loan agreements.
  • Strong relationship building abilities with internal and external stakeholders.
  • Has an analytical mind and takes a proactive attitude towards problem solving.
  • Excellent time management skills and the ability to work effectively under pressure.
  • Experience in banking and finance and/or track record of relevant experience will be preferred