Bank Of America Analyst Credit Risk Enterprise 

India, Maharashtra, Vasai-Virar 

767154688

Responsibilities

Primary responsibility is to actively manage the credit due diligence for the portfolio of multi-national companies including:

• Manage the acknowledgement process of incoming credit relationships for the portfolio of multi-national companies.
• Due diligence of financial statements.
• Preparation of credit and financial analysis of borrowers and obtain local credit, risk & senior management team’s approval.
• Preparation, review & negotiation of credit documents and loan agreements.
• Maintain close working dialogue with business partners to handle appropriate financial solutions for the clients. Also ensure early pre-screening of significant new client on-boarding, and / or transactions.
• Perform ongoing portfolio monitoring and identify, escalate & manage emerging risks in the portfolio of clients.
• Ensure portfolio of clients is compliant with internal policy and procedures as well as regulatory requirements.
• Prepare and participate in internal/external/regulatory audits, reporting, surveys and examinations.
• Participate in projects/initiatives to streamline and improve processes.

Competencies

• Strong written and verbal communication skills in English
• Able to interpret and analyze financial statements.
• Basic understanding of banking products across Loan, Trade Finance, Transactional Services & Treasury.
• Experience with reading / interpreting credit documents and loan agreements.
• Strong relationship building abilities with internal and external stakeholders.
• Has an analytical mind and takes a proactive attitude towards problem solving.
• Excellent time management skills and the ability to work effectively under pressure.
• Experience in banking and finance and/or track record of relevant experience will be preferred