JPMorgan Credit Risk Analyst 

India, Karnataka, Bengaluru 

206957011

Job Description

The SBL analyst’s primary objective is to prepare a deal for underwriting and to package all components in a manner to create efficiency and consistency for the Lender. Core responsibilities include:

• Preparing the analysis of a client prior to underwriting, including but not limited to pulling client credit, generating a collateral analysis and overall preparation for grading and pricing the loan.
• Reviewing lines of credit on an annual basis and building recommendations for renewal or modification as required.
• Analyzation of client data across multiple systems and preliminary review for criteria for credit.
• Reviewing and preparing loan documentation with high accuracy
• Reviewing documentation for consistency with federal and local regulations.
• Ideal candidate will over time strive to develop their understanding of the Underwriting process to grow into a Lender role with authority to review and approve lines of credit.

Qualifications

• Strong interpersonal skill, especially with business partners.
• Excellent communication skills with various levels within the organization.
• Ability to review processes and recommend process improvements.
• Strong understanding of controls and their importance to an error free environment.
• Intermediate Microsoft Office skills; particularly Excel, Word and SharePoint.
• Adobe Acrobat / PDF editor skill set preferred.
• Ideal candidate will possess a working knowledge of the financial markets and their asset vehicles including but not limited to Mutual Funds, Equities, Fixed Income and Municipals.
• Ideal candidate will have experience with Underwriting, Credit Risk and/or Collateral Valuation.
• Bachelor degree required. A concentration in Finance, Economics or a related field preferred.