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Execute the Credit Review function by:
Developing, managing and executing a risk-based review plan covering consumer line(s) of businesses at the both portfolio and transactional level testing
Assessing the accuracy of overall portfolio asset quality
Identifying credit process weaknesses, emerging credit risk trends and issues and gaps in credit policy
Providing credible challenge on all aspects of credit risk management
Communicating credit review assurance results with exceptional verbal and written skills to executive management and internal credit and risk senior executives
Working with internal Credit Review Data Analytics team to design data testing expectations to perform independent data analysis focused on identification of credit risk
Working with regulators and external auditors to provide assurance that Credit Review processes are sound
Building and maintaining high trust relationships with senior credit risk management, senior lending associates and regulators
Acting as an approachable advisor to business heads and key lenders by developing continuous and effective communication channels for all stakeholders
Providing business leadership and partnering skills to help drive the organization towards critical decisions and deliverable results
Basic Qualifications:
Bachelor’s degree or military experience
At least 7 years of experience in consumer credit risk management or at least 7 years of experience in a credit review assurance role
Preferred Qualifications:
Master’s degree
Chartered Financial Analyst (CFA) or Certified Public Accountant (CPA) certification
Formal credit training from a large national or regional bank or in a regulatory office (Office of the Comptroller of the Currency (OCC), Federal Reserve)
3+ years of experience working with senior level executives or regulators
. Eligibility varies based on full or part-time status, exempt or non-exempt status, and management level.
If you have visited our website in search of information on employment opportunities or to apply for a position, and you require an accommodation, please contact Capital One Recruiting at 1-800-304-9102 or via email at . All information you provide will be kept confidential and will be used only to the extent required to provide needed reasonable accommodations.
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