PayPal Compliance Manager Credit Products 

Luxembourg, Luxembourg 

662615336

This role will serve as the Business Unit Compliance Officer for the Consumer and Merchant Credit organization responsible for 2nd line compliance advisory and oversight globally. This role will support business initiatives and priorities related to PayPal credit products. A core component of this role includes strong knowledge of applicable Federal requirements such as FCRA, ECOA, Reg Z, Reg B and UDAAP to provide compliance advisory support on new initiatives and oversight of core aspects of our Compliance program such as applicable issues, incidents, and regulatory changes. This position is responsible for helping enable business priorities with sound compliance management practices and processes.What you need to know about the role:In this role, you will be a member of the Business Unit Compliance Second Line team tasked with supporting Consumer Credit and Merchant Credit products.

Job Description:

In this role, you will advise various business areas on compliance requirements, compliance risk mitigation and process and control enhancement opportunities.

In your day-to-day role you will:

• Foster close relationships across cross-functional stakeholders and work collaboratively to enable compliant and customer-centric solutions and experiences within the Consumer and Merchant Product leadership team.

• Define compliance requirements and ensure they are fully understood by stakeholders and integrated in product development lifecycle and roadmaps.

• Provide subject matter expertise regarding identifying, assessing, prioritizing, and managing compliance risk including issue and incident management oversight, risk assessment, regulatory change management and complaints monitoring.

• Partner with the business to understand their needs and assist in identifying and developing process and control improvements.

• Collaborate with team members in the identification and assessment of compliance risks associated with new products and services.

• Support the intake and review of Product related initiatives, including new products, enhancements, regional expansion and deprecation to ensure identification and mitigation of all risks and that regulatory requirements are met.

• Support ongoing and targeted compliance monitoring and/or testing, by regulators, internal audit, first line testers, and second line testers.

• Identify and influence action across potential areas of increased compliance risk, propose solutions to resolve issues, and provide guidance for future avoidance of similar issues.

• Provide regular updates and presentations to senior leadership on emerging risks, trends and regulatory changes impacting their products, services, and markets.

• Provide input into the development of risk and compliance reviews for senior leadership, noting key areas of focus and progress against established goals.

• Escalate timely and actionable information to key stakeholders.

What you bring:

• Experience in Compliance for financial services, banking or payment systems, in supporting business partners through the various stages of product/process development, form ideation to launch.

• Experience in Compliance for Credit, Credit Risk, Buy Now Pay Later or Merchant Lending products as well as experience providing product specific compliance advisory support.

• Excellent ability to analyse risks in complex business processes and recommend requirements and controls to mitigate those risks.

• Demonstrated ability to build and maintain relationships with key stakeholders, including strengths in influencing, conflict management, and negotiation.

• Extensive experience in partnering with and counselling senior business clients, particularly in the context of a rapidly changing environment.

• Excellent presentation and project management skills with the ability to successfully work multiple issues at one time.

• High energy and creativity, an entrepreneurial spirit and the desire to work in a growing and changing environment.

• Ability to multitask effortlessly and manage competing priorities under demanding deadlines.

• Possess sound judgment, flexibility, and nimbleness in changing courses and solving problems swiftly and independently.

• We know the confidence gap and imposter syndrome can get in the way of meeting spectacular candidates. Please don't hesitate to apply.

Our Benefits:

Any general requests for consideration of your skills, please