Bank Of America Global Corporate Investment Bank Market Credit Analyst 

United States, New York, New York 

651702276

Job Description:

This job is responsible for analyzing and interpreting a client's credit worthiness, evaluating credit risks, and writing credit approval memos for annual renewals and new lending opportunities.

Responsibilities:

• Analyzes client's financial performance by comparing it to past performance, projections, and industry standards

• Reviews financial statements, assesses the client's compliance with financial covenants, and renews risk ratings, while recommending changes as warranted

• Assists in the underwriting, credit risk analysis, negotiation, and closing of new transactions or existing transactions, while adhering to all relevant policies and procedures

• Evaluates transaction and relationship risk-adjusted profitability to facilitate the allocation of capital

• Builds projection models for the client (as needed) based on historical performance, industry forecasts, and other due diligence findings

Required Qualifications:

• 6-12 months of work experience, within a regional bank, boutique investment firm or large national financial institution

• Proficient Microsoft Office experience

Desired Qualifications:

• Experience covering Technology, Media & Telecom, Gaming & Leisure

• Bachelor’s degree in finance, accounting or related field

• Commercial credit analysis, financial modeling and underwriting

• Credit training

Skills:

• Analytical Thinking

• Financial Analysis

• Financial Forecasting and Modeling

• Profitability Analysis

• Research Analysis

• Attention to Detail

• Business Acumen

• Credit and Risk Assessment

• Underwriting

• Written Communications

• Collaboration

• Critical Thinking

• Portfolio Analysis

• Prioritization

• Technical Documentation

1st shift (United States of America)