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Bank Of America Global Corporate Investment Bank Market Credit Analyst 
United States, New York, New York 
651702276

23.07.2024

Job Description:

This job is responsible for analyzing and interpreting a client's credit worthiness, evaluating credit risks, and writing credit approval memos for annual renewals and new lending opportunities.

Responsibilities:

  • Analyzes client's financial performance by comparing it to past performance, projections, and industry standards

  • Reviews financial statements, assesses the client's compliance with financial covenants, and renews risk ratings, while recommending changes as warranted

  • Assists in the underwriting, credit risk analysis, negotiation, and closing of new transactions or existing transactions, while adhering to all relevant policies and procedures

  • Evaluates transaction and relationship risk-adjusted profitability to facilitate the allocation of capital

  • Builds projection models for the client (as needed) based on historical performance, industry forecasts, and other due diligence findings

Required Qualifications:

  • 6-12 months of work experience, within a regional bank, boutique investment firm or large national financial institution

  • Proficient Microsoft Office experience

Desired Qualifications:

  • Experience covering Technology, Media & Telecom, Gaming & Leisure

  • Bachelor’s degree in finance, accounting or related field

  • Commercial credit analysis, financial modeling and underwriting

  • Credit training

Skills:

  • Analytical Thinking

  • Financial Analysis

  • Financial Forecasting and Modeling

  • Profitability Analysis

  • Research Analysis

  • Attention to Detail

  • Business Acumen

  • Credit and Risk Assessment

  • Underwriting

  • Written Communications

  • Collaboration

  • Critical Thinking

  • Portfolio Analysis

  • Prioritization

  • Technical Documentation

1st shift (United States of America)