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Citi Group Risk Management Country Officer RMCO Credit 
Guatemala, Guatemala Department, Guatemala City 
637998648

20.12.2024

The Risk Management Country Officer (RMCO) for Guatemala will double hat with the Wholesale Credit Risk responsibilities providing second line of defense Credit Officer coverage for the corporate credit, financial institutions and public sector portfolio.

Among key responsibilities of the RMCO, and as required by local regulators, are: Regulatory requirements, reporting, and engagement, Governance Standards, Stress Testing and Capital Planning, IFRS9, Legal Entity Management, Crisis Management, Climate Risk , Environmental, Social and Governance, and any additional franchise responsibility related to core role and responsibilities as second line of defense.

Responsibilities:

  • Lead a team/organization responsible for risk management activities associated with the wholesale credit portfolio
  • Analyze credit risk and provide credit recommendations and guidance to senior risk managers
  • Apply understanding of inherent credit risks for a range of banking products including lending, structured/acquisition finance, and capital markets transactions
  • Analyze transactions and assist in structuring transactions to contain Citi’s credit risk within acceptable parameters
  • Conduct internal and external oversight reviews and manage Operating Committee engagement
  • Produce credit and exposure analyses to ensure aggregate risk exposure to customers remains appropriate to credit standing
  • Serve as the main point of contact with local regulators and internal audit function on integrated risk matters
  • Appropriately assess risk when business decisions are made, demonstrating particular consideration for the firm's reputation and safeguarding Citigroup, its clients and assets, by driving compliance with applicable laws, rules and regulations, adhering to Policy, applying sound ethical judgment regarding personal behavior, conduct and business practices, and escalating, managing and reporting control issues with transparency, as well as effectively supervise the activity of others and create accountability with those who fail to maintain these standards.

Qualifications:

  • 10+ years of relevant experience, desirable banking experience or financial institutions.
  • Experience in people management
  • Comprehensive understanding of Banking and Capital Markets products
  • Experience with wholesale credit portfolio performance monitoring and metrics
  • Comprehensive understanding of strategic direction of the function
  • In-depth conceptual/practical grounding in the function and/or expertise in related subject areas
  • Fully Bilingual (Spanish & English)

Education:

  • Bachelor's degree/University degree or equivalent experience
  • Master's degree preferred
Regulatory Risk


Time Type:

Full time

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