Rapyd Senior Compliance Officer / MLRO 

United Kingdom, England 

57824991

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As a Senior Compliance Officer and MLRO, you will play a pivotal role in ensuring the company adheres to all relevant UK regulatory requirements. Your responsibilities will include:

• Ensure compliance with regulatory requirements for regulated EMIs, including Safeguarding, Complaint Handling, and Conduct of Business rules and consumer Duty requirements.
• Monitor adherence to FCA rules and regulatory requirements for EMIs.
• Develop and maintain AML/CFT policies, procedures, templates, and manuals.
• Conduct compliance reviews on clients, internal processes, and overall practices.
• Support the Chief Compliance Officer (CCO) with regulatory reporting, project scoping, data extraction, and submissions.
• Perform Enhanced Due Diligence (EDD) for high-risk merchants, ensuring accuracy, timeliness, and completeness
• Collaborate with internal departments to improve process efficiencies, especially in product compliance.
• Provide training and updates on compliance processes to enhance operational efficiency.

To thrive in this role, you should meet the following criteria:

• In-depth knowledge of compliance, AML, and the payments industry, focusing on the UK EMI regulatory framework.
• Strong understanding of FCA rules and requirements, including Safeguarding, Complaint Handling, Consumer Duty, and Conduct of Business.
• Excellent communication skills for engaging effectively with stakeholders and customers.
• Minimum of 5 years of relevant experience, ideally within the payments or FinTech sectors.
• Proven expertise in managing compliance and regulatory risks.
• Solid understanding of regulatory requirements and ML/TF risk management.
• Successful track record of managing complex projects.
• Experience in building or enhancing compliance processes.
• Ability to adapt and excel in a fast-paced environment.
• Flexible and creative thinker who can navigate diverse situations.
• A bachelor’s degree in Law is required.
• Relevant professional certifications such as CAMS are an advantage.

What We Offer

• A challenging and rewarding role within a fast-growing organization.
• The opportunity to shape compliance processes and frameworks in a dynamic industry.
• A collaborative and supportive work environment.
• Competitive salary and benefits package.