Commercial Corporate Finance Credit Delivery group (“Group”) supports and facilitates new revenue growth throughintegrated origination and execution of capital structure alternatives and traditional banking revenue products. The Group
Groupmembers often have significant leveraged lending experience, capital structure knowledge, and legal and documentation expertise. They are expected to demonstrate strong negotiation and persuasion skills during their interactions externally with C-level corporate management and private equity clients, and internally with partners.
Essential Duties and Responsibilities
Following is a summary of the essential functions for this job. Other duties may be performed, both major and minor, which are not mentioned below. Specific activities may change from time to time.
- Reporting to one of the Group Team Leads, supports deal teams, manages, coordinates, and executes credit event processes (underwritings, refinancings and/or amendments), as part of deal teams. Together with teammates, conducts due diligence, obtains credit approval and facilitates legal review for transactions. Develops or coordinates development of complexfinancial modelsand provides analytical support including analyzing financial statements andprojections
- Fluent in Microsoft Office (Word, Excel and Powerpoint); ability to navigate Truist's systems and applications.
- Develop a working knowledge of Truist products and demonstrates superior technical skills.
- Responsible for analysis and underwriting related to transactions, amendments, modifications and other credit products for new and existing clients as part of deal teams.
- Works closely with teammates in the preparation of on-time and high-quality annual client reviews, renewals, and amendments. Experienced teammates may be responsible for completing entire annual reviews on assigned clients.
- Provides high-level support in providing financing and structural advice to clients and prospects to facilitate transactions. Coordinates with debt capital market product teams, Investment Banking and Risk Management to win and implement a complete financing solution. Negotiates or supports the negotiation of key financial structure, credit agreement and legal documentation issues necessary to successfully originate and syndicate financing commitments for clients and prospects.
- Manages time-critical financial and operational due diligence and underwriting activities.
- Creates and/or utilizes analytical financial models, including financial projections, discounted cash flow analysis, leveraged buyout analysis, valuation analysis, and financial analysis of historical and projected cash flows.
- Performs research and analysis on companies, industries and transactions in support of both client activities and risk mitigation strategies.
- Meaningfully contributes to the creation and writing of credit product approval documents and presentations.
- Supports management of the portfolio and independently manages a portfolio of clients with oversight from Team Leaders.
- Achieves timely submission of annual reviews, underwritings and amendments to allow for sufficient review and decision by applicable approval authority.
- Maintains active ownership and timely processing of quarterly risk ratings within own portfolio and as needed across the team.
- Effectively works with partners and teammates with little oversight. Demonstrates leadership through the management of various projects and requests specific to assigned practice groups.
- Works closely with teammates in the preparation of on-time and high-quality annual client reviews, renewals, and amendments. Experienced teammates may be responsible for completing entire annual reviews on assigned clients.
- Maintains active ownership and timely processing of quarterly financials and risk ratings within own portfolio and as needed across the team.
- Takes ownership of client follow up activities
- Consistently trains and mentors junior teammates and reviews their work product
Required Qualifications:
The requirements listed below are representative of the knowledge, skill and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.
- Bachelor’s degree
- Strong analytical skills and attention to detail
- Strong written and verbal communication skills
- Competitive drive and high work ethic, self-starter, team-oriented
- Solid leadership and interpersonal skills
- High level of adaptability and flexibility with strong organizational and time management skills
- Some understanding of business
- Advanced proficiency in Microsoft Excel and PowerPoint
Preferred Qualifications:
- Master’s Degree and/or CPA or CFA
- Minimum GPA: 3.0
- 5 to 10+ years of demonstrated work experience in finance or related field