Wells Fargo Alternative Investments Financing Lead Wealth Underwriter 

United States, North Carolina, Charlotte 

534480812

Lead Wealth Underwriter

The Underwriter will be on the

In this role, you will:

• Perform financial analysis and underwriting and structuring of highly complex Custom Credit Banking relationships. The foregoing may include analyzing business financial statements and tax returns.
• Develop subject matter expertise in the Alternatives Asset industry
• Responsible for the efficient and timely analysis and underwriting of highly complex borrower, financial and collateral circumstances.
• Responsible for highly complex credit structuring and communicating recommendations verbally and in writing.
• Drive private banking credit execution to deliver high quality custom credit solutions to existing and new clients while meeting goals for asset quality, banking revenue, and profitability
• Regularly monitor existing portfolio and communicate findings and recommended solutions to management in a timely manner. This will assist with leadership decisions in credit risk management and ensure credit portfolio satisfactory risk exams.
• Meet with clients in partnership with a Custom Credit Banker in a client advisory role and in credit negotiations, as required.
• Collaborate and consult with more experienced management and regional teams on the timely completion of work and progress.
• Lead complex initiatives within a large geographical region to deliver high quality custom credit solutions with broad impact.
• Provide leadership and guidance to others.
• Exercise independent judgment and work with no direct supervision.

Required Qualifications:

• 5+ years of Wealth Underwriting experience, or equivalent demonstrated through one or a combination of the following: work experience, training, military experience, education

Desired Qualifications:

• A background in wealth & commercial lending/underwriting is preferred. Familiarity with esoteric collateral including alternative assets, illiquid stock, life insurance, art, etc. is a plus
• Thorough knowledge of financial accounting theory and logic, loan structuring, and banking products and services
• Excellent credit skills: ability to develop, negotiate, and document a broad range of loan types, structures, and complex requests
• Demonstrated ability to make sound, independent business and credit decisions
• Ability to independently negotiate/structure legal documents with the use of external counsel.
• Strong interpersonal communication skills and partnering skills

Job Expectations:

• This position offers a hybrid work schedule
• This position is not eligible for Visa sponsorship

Job Location:

• 401 S Tryon St, Charlotte NC, 28202
• 90 S 7th St, Minneapolis MN, 55402
• 2801 Market St, F&L Bldg, St Louis MO 63103
• 250 E John Carpenter Frwy, Irving TX 75062
• 800 S Jordan Creek Pkwy, West Des Moines IA, 50266

Pay Range

Wells Fargo Recruitment and Hiring Requirements:

b. Wells Fargo requires you to directly represent your own experiences during the recruiting and hiring process.