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The Role
The attorney in this role will be the subject matter expert for matters relating to the SCRA and the Military Lending Act (MLA) and provide day-to-day legal advice as business counsel to our Enterprise Military Service team. In addition, you will support other enterprise and bank functions as the subject matter expert for the Truth in Savings Act (and Reg DD) and several state laws. You will have the opportunity to advise on new products, issues and events, and customer management.
Job Responsibilities
Act as the Enterprise’s military lending subject matter expert, providing legal interpretation and guidance to Compliance and business stakeholders, including various Accountable Executives and Business Owners
Identify recent regulatory and legal highlights and present to senior level executives
Provide legal and strategic advice and guidance for major military lending initiatives
Communicate relevant federal and state military law changes and clarifying guidance to stakeholders, and support implementation of such changes across the Enterprise
Host weekly office hours for a large, cross functional Enterprise-wide audience
Provide legal guidance on remediating complaints and self-identified risk exposures and legal violations
Provide legal guidance on regulations relating to deposit accounts and various other enterprise and bank functions
Engage and manage outside counsel
Basic Qualifications
Juris Doctor from an accredited law school
Active member in good standing of at least one state bar
At least 4 years of experience as an attorney in a law firm, in-house legal department, or government agency and
Preferred Qualifications
3+ years of legal experience at a law firm, financial institution, or government agency, ideally with a focus on regulations governing financial institutions/consumer protection laws.
Experience in compliance with federal and state laws and regulations protecting servicemembers (including SCRA and MLA)
Experience in laws and regulations governing deposit accounts and other retail bank functions
Strong analytical skills and ability to interpret legislation and regulations
Ability to handle multiple tasks, assume new responsibilities, and prioritize work to meet deadlines
Strong writing and communication skills to deal with internal and external parties, including ability to communicate persuasively orally and in writing with senior executives
Experience writing for and interacting with examiners and auditors
Ability to work effectively both in teams and independently
This role is hybrid meaning associates typically spend about half their time (2-3 days per week) in-person at one of our offices listed on this job posting. Monday and Fridays are enterprise- wide virtual work days. Tuesday, Wednesday and Thursday are in-person days for associates to spend time together working in our beautifully-designed team areas.
. Eligibility varies based on full or part-time status, exempt or non-exempt status, and management level.
If you have visited our website in search of information on employment opportunities or to apply for a position, and you require an accommodation, please contact Capital One Recruiting at 1-800-304-9102 or via email at . All information you provide will be kept confidential and will be used only to the extent required to provide needed reasonable accommodations.
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