Job Description:
- Develop and implement credit risk strategies for various products, including PayPal and Venmo credit card programs.
- Make sound decisions that balance risk and reward, user experience and financial performance.
- Ensure strategies are reviewed and approved within the approved governance committee structures.
- Partner with operational teams to implement credit risk strategies. Perform operational monitoring to ensure that the strategy executions align perfectly with intents.
- Develop and automate tracking functionality that monitors volume and strategy performance.ProvidePayPal and Venmo Cardprogram insights via monitoring and reporting leveraging internal/external data.
- Conduct ongoing performance reviews with senior leadership team.
- Test new data sources to enhance credit risk decisions.
Qualifications:
- Master’s degree with 3-6 years professional experiences in related fields. Job level may be adjusted to match the experiences of candidates.
- Data driven mindset with degree in a quantitative discipline such as Data Science, Statistics, Mathematics, Analytics.
- Proven experience in employing mathematical, statistical and data mining methods on real world problems
- Proficient in data mining and familiar with SQL, BigQuery, SAS, Python, Tableau and other big data tools
- Must be an intuitive, organized analytical thinker, with the ability to drive analysis end to end
- Industry experience in Consumer Lending is a plus.
- Exceptional written and verbal communication skills to influence cross-functional teams.
Travel Percent:
The total compensation for this practice may include an annual performance bonus (or other incentive compensation, as applicable), equity, and medical, dental, vision, and other benefits. For more information, visit .
The US national annual pay range for this role is $143,500 to $212,850
Belonging at PayPal:
Any general requests for consideration of your skills, please