Job Responsibilities
- Gain a holistic understanding of the wholesale credit risk organization and how it aligns with and influences your delivery to the regulators.
- Provide support and collaborate across wholesale credit risk lines of business and functional teams supporting these LOBs on Regulatory exams and audits.
- Use credit skills and knowledge to provide independent challenge to credit risk team responses including rationale for risk ratings, explanation of credit strategy, and description of process questions
- Advise credit teams and strategize on how to best present the credit rationale or credit process
- Prepare leadership for meetings with Regulators or Auditors
- Ensure completeness, clarity and consistency of responses and review for appropriate tone and message
- Manage and coordinate responses to regulatory questions through your partnerships and relationships with credit risk subject matter experts
- Identify exam and audit issues and escalate as needed
- Use your knowledge to suggest improvements in credit risk procedures and regulatory interactions through the development of lessons learned after Exams and Audits
- Analyze data to visually summarize key credit characteristics, relationships, and regulatory insights
- Mentor junior team members and participate in various credit risk projects
Required Qualifications, Capabilities and Skills
- 5+ years of experience in wholesale credit risk along with policy, compliance, regulatory management or governance experience
- Ability to understand and apply credit risk concepts
- Appreciate the value of working in partnership with others to influence change and accomplish our goals
- Use your knowledge to find answers to pressing problems and create workable solutions
- Strong verbal and written communications skills and ensure transparency within and across your team
- Ability to handle many different tasks and demonstrate a willingness to take on responsibilities that may fall outside your immediate area of expertise
- Work independently and demonstrate leadership skills
- Thrive when challenged to think thoughtfully and analytically so you can formulate solutions, present them to senior leadership and work to implement them accordingly
- Proficient in Microsoft Word, Excel, and PowerPoint and have experience using SharePoint and Data visualization tools
Preferred Qualifications, Capabilities and Skills
- Great project management skills