JPMorgan Risk Management - Credit Vice President Energy 

United States, Texas, Plano 

364264711

As a Credit Risk Vice President on the Wholesale Credit Risk (WCR) Team Vice President, you will be responsible for lending activities, portfolio monitoring and managing investment-grade related credit exposures. In this role, you will be responsible formanaging new and existing lending activities, analyzing and approving other credit requests, and performing on-going portfolio monitoring. You willutilize your superior analytical skills, combined with credit and industry knowledge, to make and support credit decisions for a portfolio of clients. You will be supported by a dedicated team of analysts and will play an important role in mentoring and developing junior talent to enhance the performance of the broader team.

Job Responsibilities

• Identify the key risk factors and develop forward-looking risk assessment associated with clients, transactions and industry sub-sectors across an assigned portfolio to ensure ratings are accurate and reflect a current forward-looking view of the client
• Approve new and manage credit exposure for a portfolio of clients
• Provide early identification and proactive management of deteriorating credits and other problem situations
• Provide ownership of client credit needs and projects and independently develops a credit opinion and recommendation
• Prepare and review credit approval materials, ensure all credit risk policies are followed, and present and recommend credits for approval
• Apply corporate finance and accounting expertise to assess appropriate financing structures
• Analyze and negotiate transaction structure, covenants and legal documentation to ensure terms are appropriate and consistent with credit appetite for loans and derivatives
• Prepare and present annual portfolio review and quarterly financial snapshot of portfolio to senior management
• Assist in training and developing analysts and associates
• Work with bank examiners and internal credit reviewers to validate credit quality and integrity of the credit process
• Work closely with analysts and middle office and data teams to ensure accuracy of credit system data

Required Qualifications, Capabilities and Skills

• Bachelor's degree
• 6+ years of commercial/investment banking lending experience including extensive credit, structuring, and origination experience
• Superior credit, lending, negotiation, loan documentation and modeling skills
• Performs well under pressure in a demanding environment managing multiple tasks simultaneously
• Strong attention to detail and an excellent work ethic
• Independently productive and works well in a team environment
• Provides leadership and mentorship to junior team members
• Proficiency in Microsoft Office Suite, especially Excel, PowerPoint and Word

Preferred Qualifications, Capabilities and Skills

• MBA degree
• Understanding of or experience in covering power and utility companies
• Completion of a commercial/investment bank credit training program or equivalent experience and a thorough understanding of bank credit policies and procedures